Reliance LiveSmart Travel Insurance

Reliance General Insurance Company Limited

Reliance General Insurance Company Limited is wholly owned subsidiary of Reliance Capital, of the Anil Dhirubhai Ambani Group. The company has strong presence in large number of cities and offers products for both individuals and corporate. It was one of the first companies to receive ISO 9001:200 certification across all its functions and products.

Contact Details

Toll Free - 1800 3009

Product Overview of Reliance LiveSmart Travel Insurance

Reliance LiveSmart Travel Insurance is a comprehensive plan that covers you against unexpected medical and financial emergencies, while travelling abroad, and ensures that your trip is convenient and hassle free.

Unique Features of Reliance LiveSmart Travel Insurance

Policy with zero paperwork and affordable premiums

Choose from a variety of plans – for individuals or for the entire family

Cover for trips of different durations

Plans covering maximum destinations, inclusive or exclusive of USA and Canada

No medical check-ups till the age of 70 years

Eligibility Criteria for Reliance LiveSmart Travel Insurance

Product NameTravel Guard
Minimum Age of Entry 6 months/  61 years for senior citizens
Maximum age of Entry 60 years & 70 years for senior citizens
Renewal Age Upto 60 years for adults and 70 years for senior citizens
Sum Insured $50,000/ $1,00,000/ $2,50,000/ $5,00,000
Policy Tenure 180 days and extend up to 365 days
Family Definition Individual / Family includes Self, Spouse & 2 dependent children
Premium Calculated on Basis of Age, Trip duration, Destination and Sum Insured

Product Benefits of Reliance LiveSmart Travel Insurance

Individual Family
What is covered Reliance
Standard (in US$)
Reliance Silver
(in US$)
Reliance Gold
(in US$)
Reliance Platinum
(in US$)
Reliance Family
Standard (in US$)
Reliance Family
Gold (in US$)
Deductibles
(in US$)
Medical Expenses Incl.
Transportation,
Evacuation and
Repatriation of mortal
remains
50,000 100,000 250,000 500,000 50,000 100,000 50
Dental Care Expenses 500 500 500 500 500 500 50
Loss of Passport 300 300 300 300 300 300 25
Total Loss of Checked
baggage
500 1000 1200 1500 500 1000 NIL
Delay of Checked
Baggage
100 100 100 100 100 100 12 Hrs
Personal Accident 15,000 20,000 25,000 30,000 15,000 25,000 NIL
Accidental Death -
Common Carrier
2500 2500 5000 5000 2500 2500 NIL
Personal Liability 50,000 1,00,000 200,000 250,000 100,000 100,000  
Daily Allowance in
case of Hospitalisation
  25 per day
(5 days max)
25 per day
(6 days max)
25 per day
(7 days max)
25 per day
(5 days max)
25 per day
(7 days max)
2 days
Financial Emergency
Assistance
  300 300 300 500 600 NIL
Hijack Distress
Allowance
  50 per day (7 days max) 75 per day (7 days max) 125 per day (7 days max) 50 per day (7 days max) 75 per day (7 days max) 12 Hours
Trip Delay   25 per day (6 days max) 50 per day (6 days max) 60 per day (6 days max) 25 per day (5 days max) 50 per day (7 days max) 12 Hours
Trip Cancellation &
Interruption
  600 600 600 500 600 NIL
Missing Connecting
Flight
  200 300 500   300 NIL
Compassionate Visit Return Fare for any one accompanying person - spouse / child / family doctor
Home Burglary
Insurance (`)
  Rs 1,00,000 Rs 2,00,000 Rs 3,00,000 Rs 1,00,000 Rs 2,00,000  
Any One Illness 12000 13500 15000 17500      
Any One Accident 20000 25000 30000 35000      

Exclusions for Reliance LiveSmart Travel Insurance

Here’s a list of things your policy won’t cover:

  1. Pre-existing medical conditions, unless it’s a life-threatening condition
  2. Expenses incurred due to suicide, self inflicted injury, mental disorder, alcohol/drug abuse, HIV/AIDS
  3. Issues faced due to theft or loss of passport when left unattended, or unreported to local police authorities
  4. Traveling against the advice of a physician
  5. Loss of checked baggage - no partial loss or damage shall become payable
  6. War or nuclear threat in the country where you’re travelling
Please refer the policy wordings for detailed list of Exclusions

Claim Process for Reliance LiveSmart Travel Insurance

Service provider is to be informed in each & every medical treatment. Non Intimation may invalidate the claim.

Service Provider details

National Toll Free No. 1800-209-55-22
Land line No's : (+91-22-67347843*/ 44 *) (Charges Applicable)
Fax: (+91 22 6734 7888)
Email Id: reliance@europ-assistance.in

Know Claim Process


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