Reliance LiveSmart Travel Insurance
Reliance General Insurance Company Limited is wholly owned subsidiary of Reliance Capital, of the Anil Dhirubhai Ambani Group. The company has strong presence in large number of cities and offers products for both individuals and corporate. It was one of the first companies to receive ISO 9001:200 certification across all its functions and products.
Toll Free - 1800 3009
Reliance LiveSmart Travel Insurance is a comprehensive plan that covers you against unexpected medical and financial emergencies, while travelling abroad, and ensures that your trip is convenient and hassle free.
Unique Features of Reliance LiveSmart Travel Insurance
Policy with zero paperwork and affordable premiums
Choose from a variety of plans – for individuals or for the entire family
Cover for trips of different durations
Plans covering maximum destinations, inclusive or exclusive of USA and Canada
No medical check-ups till the age of 70 years
Eligibility Criteria for Reliance LiveSmart Travel Insurance
| Product Name | Travel Guard | ||||||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Minimum Age of Entry | 6 months/ 61 years for senior citizens | ||||||||||||
| Maximum age of Entry | 60 years & 70 years for senior citizens | ||||||||||||
| Renewal Age | Upto 60 years for adults and 70 years for senior citizens | ||||||||||||
| Sum Insured | $50,000/ $1,00,000/ $2,50,000/ $5,00,000 | ||||||||||||
| Policy Tenure | 180 days and extend up to 365 days | ||||||||||||
| Family Definition | Individual / Family includes Self, Spouse & 2 dependent children | ||||||||||||
| Premium Calculated on Basis of | Age, Trip duration, Destination and Sum Insured | ||||||||||||
Product Benefits of Reliance LiveSmart Travel Insurance
| Individual | Family | ||||||
| What is covered | Reliance Standard (in US$) |
Reliance Silver (in US$) |
Reliance Gold (in US$) |
Reliance Platinum (in US$) |
Reliance Family Standard (in US$) |
Reliance Family Gold (in US$) |
Deductibles (in US$) |
| Medical Expenses Incl. Transportation, Evacuation and Repatriation of mortal remains |
50,000 | 100,000 | 250,000 | 500,000 | 50,000 | 100,000 | 50 |
| Dental Care Expenses | 500 | 500 | 500 | 500 | 500 | 500 | 50 |
| Loss of Passport | 300 | 300 | 300 | 300 | 300 | 300 | 25 |
| Total Loss of Checked baggage |
500 | 1000 | 1200 | 1500 | 500 | 1000 | NIL |
| Delay of Checked Baggage |
100 | 100 | 100 | 100 | 100 | 100 | 12 Hrs |
| Personal Accident | 15,000 | 20,000 | 25,000 | 30,000 | 15,000 | 25,000 | NIL |
| Accidental Death - Common Carrier |
2500 | 2500 | 5000 | 5000 | 2500 | 2500 | NIL |
| Personal Liability | 50,000 | 1,00,000 | 200,000 | 250,000 | 100,000 | 100,000 | |
| Daily Allowance in case of Hospitalisation |
25 per day (5 days max) |
25 per day (6 days max) |
25 per day (7 days max) |
25 per day (5 days max) |
25 per day (7 days max) |
2 days | |
| Financial Emergency Assistance |
300 | 300 | 300 | 500 | 600 | NIL | |
| Hijack Distress Allowance |
50 per day (7 days max) | 75 per day (7 days max) | 125 per day (7 days max) | 50 per day (7 days max) | 75 per day (7 days max) | 12 Hours | |
| Trip Delay | 25 per day (6 days max) | 50 per day (6 days max) | 60 per day (6 days max) | 25 per day (5 days max) | 50 per day (7 days max) | 12 Hours | |
| Trip Cancellation & Interruption |
600 | 600 | 600 | 500 | 600 | NIL | |
| Missing Connecting Flight |
200 | 300 | 500 | 300 | NIL | ||
| Compassionate Visit | Return Fare for any one accompanying person - spouse / child / family doctor | ||||||
| Home Burglary Insurance (`) |
Rs 1,00,000 | Rs 2,00,000 | Rs 3,00,000 | Rs 1,00,000 | Rs 2,00,000 | ||
| Any One Illness | 12000 | 13500 | 15000 | 17500 | |||
| Any One Accident | 20000 | 25000 | 30000 | 35000 | |||
Exclusions for Reliance LiveSmart Travel Insurance
Here’s a list of things your policy won’t cover:
- Pre-existing medical conditions, unless it’s a life-threatening condition
- Expenses incurred due to suicide, self inflicted injury, mental disorder, alcohol/drug abuse, HIV/AIDS
- Issues faced due to theft or loss of passport when left unattended, or unreported to local police authorities
- Traveling against the advice of a physician
- Loss of checked baggage - no partial loss or damage shall become payable
- War or nuclear threat in the country where you’re travelling
Claim Process for Reliance LiveSmart Travel Insurance
Service provider is to be informed in each & every medical treatment. Non Intimation may invalidate the claim.
Service Provider details
National Toll Free No. 1800-209-55-22
Land line No's : (+91-22-67347843*/ 44 *) (Charges Applicable)
Fax: (+91 22 6734 7888)
Email Id: reliance@europ-assistance.in