Care Explore Travel Insurance
Care Health Insurance Company Limited is a joint venture between Religare Enterprises Limited, holding company of Union Bank of India, one of India’s leading diversified financial services group, and Corporation Bank, a leading public sector bank. Care is promoted by the founders of Fortis Hospitals, which owns or manages 68 hospitals in India; SRL Diagnostics, Asia’s largest network of diagnostic labs with over 1100 collection centers and Care Wellness, a nationwide chain of stores offering pharmacy and wellness products.
Toll Free - 1860-500-4488 / 1800-102-4488
Email: customerfirst@careinsurance.com
Care Explore is a comprehensive travel insurance plan that covers you against unexpected medical and financial emergencies while travelling abroad. The plans are region specific hence are low on cost and high in features. The policy offers protection against trip cancellation, hospitalization, loss of baggage, etc.
Unique Features of Care Explore Travel Insurance
Continent/Region specific plans hence low cost and relevant features.
Automatic doubling of sum insured in case of hospitalization​​
Pre Existing disease & OPD coverage
Cashless claim settlement.
No per ailment limit. No Upper age limit.
Double Sum Insured in case of hospitalization due to accident.
Eligibility Criteria for Care Explore Travel Insurance
| Product Name | Travel Guard | ||||||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Minimum Age of Entry | 1 day for single trip and multi trip | ||||||||||||
| Maximum age of Entry | No age bar for Single trip and up to 70 years for Multi trip | ||||||||||||
| Renewal Age | No age limit. Up to 70 years for Multi Trip | ||||||||||||
| Sum Insured | $25,000/ $50,000/ $100,000 (€ 30,000 to €100,000 for Europeam countries) | ||||||||||||
| Policy Tenure | 365 days for single trip and 40 to 60 days for Multi trip | ||||||||||||
| Family Definition | Individual / Family includes Self, Spouse & 2 dependent children | ||||||||||||
| Premium Calculated on Basis of | Age, Trip duration, Destination and Sum Insured | ||||||||||||
Product Benefits of Care Explore Travel Insurance
| Plan Detail | Explore Asia | Explore Africa | Explore Europe | Explore Canada | Explore Gold | Explore Platinum | |
| Geographical scope | Asia | Africa | Europe | Worldwide excluding US | Worldwide/ Worldwide excluding US and Canada | ||
| Sum Insured (in '000) | US$ 25, 50, 100 | US$ 25, 50, 100 | € 30 & 100 | US$ 50 & 100 | $ 50, 100, 300, 500 | ||
| Benefit | Deductible | ||||||
| Hospitalization Expenses | Yes | Yes | Yes | Yes | Yes | Yes | |
| In-Patient Care | US$ 100/ € 75 | Up to SI | Up to SI | Up to SI | Up to SI | Up to SI | Up to SI |
| PED (Life Threatning Condition | US$ 100/ € 75 | 10% of SI | 10% of SI | 10% of SI | 10% of SI | 10% of SI | 10% of SI |
| Additional SI for Accidental Hospitalization | US$ 100/ € 75 | Yes, up to 100% SI | Yes, up to 100% SI | Yes, up to 100% SI | Yes, up to 100% SI | Yes, up to 100% SI | Yes, up to 100% SI |
| Out-patient care | US$ 100/ € 75 | 20% of SI | 20% of SI | € 30,000 | US$ 50000 | US$ 50000 | US$ 50000 |
| Daily Allowance | 2 Days | US$ 25 per, max 5 days | US$ 25 per, max 5 days | € 25 per, max 5 days | US$ 25 per, max 5 days | US$ 25 per, max 5 days | US$ 25 per, max 5 days |
| Compassionate Visit | -- | -- | -- | -- | -- | -- | US$ 5000 |
| Return of Minor Child | -- | -- | -- | -- | -- | -- | US$ 2000 |
| Up-gradation to Business Class | -- | US$ 1000 | US$ 1000 | € 750 | US$ 1000 | US$ 1000 | US$ 1000 |
| Dental Expenses | US$ 100/ € 75 | US$ 300 | US$ 300 | € 300 | US$ 300 | US$ 300 | US$ 300 |
| Personal Accident | -- | US$ 15,000 | US$ 15,000 | € 10,000 | US$ 15,000 | US$ 15,000 | US$ 15,000 |
| Common Carrier Accidental Death | -- | -- | -- | -- | -- | -- | US$ 5,000 |
| Medical Evacuation | -- | US$ 10,000 | US$ 10,000 | € 30,000 | US$ 50,000 | US$ 50,000 | US$ 50,000 |
| Repatriation of Mortal Remains | US$ 10,000 | US$ 10,000 | € 30,000 | US$ 50,000 | US$ 50,000 | US$ 50,000 | |
| Trip Cancellation & Interruption | US$ 1,000 | US$ 1,000 | € 750 | US$ 1000 | US$ 1000 | US$ 1000 | |
| Trip Delay | 12 Hours | US$ 500 | US$ 500 | € 300 | US$ 500 | US$ 500 | US$ 500 |
| Loss of Checked-in Baggage | -- | US$ 100 | US$ 100 | € 100 | US$ 100 | US$ 100 | US$ 100 |
| Delay of Checked-in Baggage | 12 Hours | US$ 100 | US$ 100 | € 100 | US$ 100 | US$ 100 | US$ 100 |
| Loss of Passport | -- | US$ 300 | US$ 300 | € 250 | US$ 300 | US$ 300 | US$ 300 |
| Personal Liability | US$ 100/ € 75 | US$ 100,000 | US$ 100,000 | € 75,000 | US$ 100,000 | US$ 100,000 | US$ 100,000 |
Exclusions for Care Explore Travel Insurance
What is not covered?
- Expenses arising out of or attributable to alcohol or drug use/misuse/abuse.
- War and Nuclear perils or consequences thereof
- Ionising Radiation or contamination arising out of the same
- Any intentional self-injury, suicide or attempted suicide
- Any claim relating to hazardous activities
- The insured being involved in Breach of taw
- HIV/AIDS
Claim Process for Care Explore Travel Insurance
Service provider is to be informed in each & every medical treatment. Non Intimation may invalidate the claim.
Service Provider details
USA (+1 844 209 1106) Toll Free
Canada (+1 844 209 1107) Toll Free
Any other country (+91 11 40608688) Call back facility
Email Id: travelclaims@care.com
Fax: (+91 11 41898801)