Care Student Travel Insurance
Care Health Insurance Company Limited is a joint venture between Religare Enterprises Limited, holding company of Union Bank of India, one of India’s leading diversified financial services group, and Corporation Bank, a leading public sector bank. Care is promoted by the founders of Fortis Hospitals, which owns or manages 68 hospitals in India; SRL Diagnostics, Asia’s largest network of diagnostic labs with over 1100 collection centers and Care Wellness, a nationwide chain of stores offering pharmacy and wellness products.
Toll Free - 1860-500-4488 / 1800-102-4488
Email: customerfirst@careinsurance.com
Care Student Travel Insurance is a policy that covers students against unexpected medical and financial emergencies that could interrupt their education. The premiums are significantly lower than that of plans offered at universities aborad and offers new age benefits and services.
Unique Features of Care Student Travel Insurance
Comprehensive list of medical, travel & non-medical features
Advantage of optional covers to match your university's madatory requirements
Flexibility to choose your geographical scope of coverage
Cashless claim settlement.
No per ailment limit. No Upper age limit.
Double Sum Insured in case of hospitalization due to accident.
No pre-policy medical check-up
Eligibility Criteria for Care Student Travel Insurance
| Product Name | Travel Guard | ||||||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Minimum Age of Entry | 12 years | ||||||||||||
| Maximum age of Entry | 40 years | ||||||||||||
| Renewal Age | Up to 40 years | ||||||||||||
| Sum Insured | $50,000/ $1,00,000/ $3,00,000/ $5,00,000/ $10,00,000 | ||||||||||||
| Policy Tenure | 1/3/6/9/12/15/18/24 months | ||||||||||||
| Family Definition | Individual | ||||||||||||
| Premium Calculated on Basis of | Age, Trip duration, Destination and Sum Insured | ||||||||||||
Product Benefits of Care Student Travel Insurance
| Benefit | Deductible | Explore Start | Explore Plus | Explore Super | Explore Ultra |
| Medical Expenses | US $ 100 | NA | US $ 50,000 / US $ 100,000 |
US $ 50,000 / US $ 100,000 / US $ 300,000 / US $ 500,000 |
US $ 50,000 / US $ 100,000 / US $ 300,000 / US $ 500,000 / US $ 1,000,000 |
| In-patient Care | US $ 100 | NA | Up to SI of Medical Expenses | Up to SI of Medical Expenses | Up to SI of Medical Expenses |
| Pre-Existing Disease Cover in Life Threatening Medical Condition | US $ 100 | NA | Up to 10% of SI of Medical Expenses | Up to 10% of SI of Medical Expenses | Up to 10% of SI of Medical Expenses |
| Extended Cover in the Country of Residence | US $ 100 | NA | Up to SI of Medical Expenses | Up to SI of Medical Expenses | Up to SI of Medical Expenses |
| Out-patient Care | US $ 100 | NA | Up to SI of Medical Expenses | Up to SI of Medical Expenses | Up to SI of Medical Expenses |
| Repatriation of Mortal Remains (Part of Medical Expenses) |
-- | NA | US $ 7,500 |
Up to SI of Medical Expenses | Up to SI of Medical Expenses |
| Medical Evacuation (Part of Medical Expenses) |
-- | NA | US $ 7,500 | Up to SI of Medical Expenses | Up to SI of Medical Expenses |
| Dental Expenses | US $ 50 | NA | US $ 250 | US $ 500 | US $ 750 |
| Daily Allowance | 3 Days | NA | NA | NA | US $ 50 per day, max 7 days |
| Accidental Death Permanent Total Disablement Permanent Partial Disablement |
-- | US $ 30,000 | US $ 15,000 | US $ 30,000 | US $ 30,000 |
| Compassionate Visit | -- | US $ 5,000 | NA | US $ 5,000 | US $ 7,500 |
| Loss of Checked-in Baggage | -- | US $ 1000 | US $ 500 | US $ 1000 | US $ 2000 |
| Delay of Checked-in Baggage | 12 Hrs | US $ 150 | NA | US $ 150 | US $ 150 |
| Loss of Passport | US $ 50 | US $ 150 | US $ 150 | US $ 150 | US $ 200 |
| Loss of International driving license | US $ 50 | US $ 100 | Na | US $ 100 | US $ 150 |
| Personal Liability | US $ 200 | US $ 100,000 | US $ 100,000 | US $ 100,000 | US $ 100,000 |
| Study interruption | -- | US $ 10,000 | US $ 7,500 | US $ 10,000 | US $ 15,000 |
| Sponsor Protection | -- | US $ 15,000 | US $ 10,000 | US $ 15,000 | US $ 15,000 |
| Bail Bond | -- | US $ 5,000 | US $ 500 | US $ 5,000 | US $ 5,000 |
| University Insolvency | -- | NA | NA | NA | US $ 7,500 |
| Trip Delay | 12 Hrs | NA | NA | NA | US $ 200 |
| Loss of Laptop / Tablet | -- | NA | NA | NA | US $ 250 |
| Emergency Cash Advance | -- | NA | NA | NA | US $ 1000 |
| Coverage at home country | US $ 100 | NA | Up to 5% of SI of Medical Expenses | Up to 5% of SI of Medical Expenses | Up to 5% of SI of Medical Expenses |
| Treatment for Mental and Nervous disorders (Part of Medical Expenses) |
-- | NA | NA | US $ 1,500 | US $ 3,000 |
| Treatment for Alcoholism and Drug Dependency (Part of Medical Expenses) |
-- | NA | NA | US $ 1,500 | US $ 3,000 |
| Cancer screening and Mammographic Examination (Part of Medical Expenses) |
-- | NA | NA | US $ 2,000 | US $ 4,000 |
Exclusions for Care Student Travel Insurance
What is not covered?
- Expenses arising out of or attributable to alcohol or drug use/misuse/abuse.
- War and Nuclear perils or consequences thereof
- Ionising Radiation or contamination arising out of the same
- Any intentional self-injury, suicide or attempted suicide
- Any claim relating to hazardous activities
- The insured being involved in Breach of taw
- HIV/AIDS
Claim Process for Care Student Travel Insurance
Service provider is to be informed in each & every medical treatment. Non Intimation may invalidate the claim.
Service Provider details
USA (+1 844 209 1106) Toll Free
Canada (+1 844 209 1107) Toll Free
Any other country (+91 11 40608688) Call back facility
Email Id: travelclaims@care.com
Fax: (+91 11 41898801)