Royal Sundaram Travel Insurance
Royal Sundaram Alliance Insurance is collaboration between Sundaram Finance, a non-banking financial institution from India and Royal & Sun Alliance Insurance plc, one of the oldest General Insurer from UK.
Toll Free - 1860 425 0000
Royal Sundaram’s Overseas Travel Insurance is a comprehensive plan designed to protect you against medical and financial emergencies that you could face on your trip. The plan offers cover for interruptions like baggage delay, loss of baggage, flight delays, medical expenses and loss of travel documents, under one convenient package, at an affordable price.
Unique Features of Royal Sundaram Travel Insurance
Get policy within 5 minutes, without documentation or medical tests
24X7 dedicated customer helpline & facility to chat online
Easy ISO certified claims process
Flexible cover with attractive Premium rates.
Cashless hospitalisation in abroad
Eligibility Criteria for Royal Sundaram Travel Insurance
| Product Name | Travel Guard | ||||||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Minimum Age of Entry | 90 days | ||||||||||||
| Maximum age of Entry | 70 years | ||||||||||||
| Renewal Age | Up to 70 years | ||||||||||||
| Sum Insured | $50,000/ $1,00,000/ $1,50,000/ $2,50,000 | ||||||||||||
| Policy Tenure | 180 days for Single trip/ 365 days for Multi Trip with each trip should not exceeding 45 days and total number of days spent abroad should not exceed 180 days. | ||||||||||||
| Family Definition | Individual/ Family including Self, Spouse and 2 dependent children | ||||||||||||
| Premium Calculated on Basis of | Age, Trip duration, Destination and Sum Insured | ||||||||||||
Product Benefits of Royal Sundaram Travel Insurance
| Risks Coverage | Multi Trip | Single Trip | Deductibles | ||||
| Overseas Health Cover | 100000 | 150000 | 25000 | 50000 | 100000 | 150000 | USD 100 |
| Emergency Dental treatment | 400 | 400 | 300 | 300 | 400 | 400 | USD 150 |
| Repatriation of remains | 7500 | 7500 | 7500 | 7500 | 7500 | 7500 | Nil |
| Hospital Daily Allowance (after 72 hours) | 15/day (a max of 150) | 15/day (a max of 150) | NA | NA | NA | NA | 72 hrs |
| Accidental Death & dismemberment 24 hours | 25000 | 25000 | 5000 | 10000 | 15000 | 15000 | Nil |
| Accidental Death & dismemberment Common Carrier | NA | NA | NA | NA | 5000 | 5000 | Nil |
| Loss of Checked Baggage | 1000 | 1000 | 250 | 500 | 1000 | 1000 | Nil |
| Baggage Delay (After 12 hrs) | 100 | 100 | 50 | 50 | 100 | 100 | 12 hours |
| Loss of Passport, Visa | 250 | 250 | 250 | 250 | 250 | 250 | USD 30 |
| Hijack Distress Allowance | 100 per Day | 100 per Day | NA | NA | 100 per Day | 100 per Day | 24 hrs |
| Max 500 | Max 500 | Max 500 | Max 500 | ||||
| Trip Delay(After 12 hrs) | 10 per 12 hrs | 10 per 12 hrs | NA | NA | 10 per 12 hrs | 10 per 12 hrs | 12 hrs |
| Max 100 | Max 100 | Max 100 | Max 100 | ||||
| Home Insurance (Per Family) | 200000(INR) | 200000(INR) | NA | NA | 100000 (INR) | 100000 (INR) | Nil |
| Personal Liability | 200000 | 200000 | 50000 | 100000 | 100000 | 100000 | USD 200 |
| Automatic Extension of Policy up to 7 days extension | Yes | Yes | Yes | Yes | Yes | Yes | Nil |
Exclusions for Royal Sundaram Travel Insurance
1) Overseas Health cover
- a) Claims arising out of pre-existing diseases, whether known or unknown and complications arising from them.
- b) Pregnancy and related complications.
- c) Medical expenses incurred as a result of alcohol and/or drug abuse, addiction or overdose
- d) Treatment that could reasonably be delayed until the Insured Person's return to the Republic of India.
- e) Any costs related to mental or psychiatric disorders.
2) Personal Accident Cover
- a) Accident whilst engaging in aviation or ballooning, except when the Insured Person is flying as a fare paying passenger on a multi engine, commercial aircraft
- b) Any claim for death or Disablement of the Insured Person from Intentional self-injury, suicide or attempted suicide
- c) Whilst under the influence of intoxication liquor or drugs
- d) Self-endangerment unless in self-defense or to save life
3) General Exclusions
- a) Any claim arising out of sporting activities.
Claim Process for Royal Sundaram Travel Insurance
Service provider is to be informed in each & every medical treatment. Non Intimation may invalidate the claim.
Service Provider details
Phone: 91-44-7117 7117
Email: customer.services@royalsundaram.in
Fax : 91-44-7113 7114