SBI General Travel Insurance
SBI General Insurance Company is a joint venture between State Bank of India and Insurance Australia Group (IAG), one of the oldest Insurer in the world. With multi-distribution model consisting of bancassurance, agency, broking & retail direct channels, SBI General Insurance currently covers close to 56 cities pan India and has a wider presence in other cities through satellite resources.
Toll Free - 1800 22 1111 / 1800 102 1111
Email: customer.care@sbigeneral.in
SBI General Travel Insurance is a comprehensive protection which covers you and your family against medical and other financial emergencies, during your trip abroad, and help restore your peace and be in control of the situation.
Unique Features of SBI General Travel Insurance
Travel protection worldwide with 24*7 assistance
Fair, transparent and fast cashless claim settlements
There is no medical check up which is required to avail this plan.
Eligibility Criteria for SBI General Travel Insurance
| Product Name | Travel Guard | ||||||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Minimum Age of Entry | 6 months | ||||||||||||
| Maximum age of Entry | 70 years | ||||||||||||
| Renewal Age | Up to 70 years | ||||||||||||
| Sum Insured | $50,000/ $1,00,000/ $1,50,000/ $2,50,000 | ||||||||||||
| Policy Tenure | Minimum 1 day and up to 180 days for Single Trip and 365 days for multi trip | ||||||||||||
| Family Definition | Individual/ Family including Self, Spouse and dependent children and parents | ||||||||||||
| Premium Calculated on Basis of | Age, Trip duration, Destination and Sum Insured | ||||||||||||
Product Benefits of SBI General Travel Insurance
| Coverages | Benefits in USD | Deductible |
| Medical Expenses including Evacuation & Repatriation | 50,000 to 5,00,000 | US $ 100 |
| Personal Accident | 10% of Limit of cover under Section ( A ) subject to maximum 25,000 | Nil |
| Travel Support | ||
| Loss of Passport | 5% of claim amount | |
| Golfer’s Hole-In-One | 5% of claim amount | |
| Home Burglary Insurance | 5% of claim amount | |
| Loss of Checked Baggage | 5% of claim amount | |
| Trip Cancellation | 5% of claim amount | |
| Trip Curtailment | 5% of claim amount | |
| Missed Connection | 2000 on Floater basis | 5% of claim amount |
| Delay of Checked Baggage (Baggage delay payment at the rate of US $ 200 per 12 hrs) | First 12 hrs | |
| Hijack Cover (Hijack Cover at the rate of US $ 200 per 24 hrs) | First 24 Hrs | |
| Trip Delay (Trip Delay at the rate of US $ 200 per 12 hrs) | First 12 hrs | |
| Hospitalisation Daily Allowance (cash at the rate of US $ 50 per day) | First one day | |
| Bail Bond | Not Applicable | |
| Emergency Cash Advance | Not Applicable | |
| Personal Liability | 50% of the Limit of cover under Section ( A ) or 2,00,000, whichever is lower |
US $ 100 |
Exclusions for SBI General Travel Insurance
The Company shall not be liable to pay under the Policy for the following:
- 1) where the insured is travelling against the advice of a Physician
- where the insured is travelling for the purpose of obtaining treatment
- No claim will be paid if arising from suicide, attempted suicide or wilfully self inflicted injury
- No claim will be paid if arising from the Insured person taking part in Naval, Military or Airforce operations
- No claim will be paid if arising from War, invasion, acts of foreign enemy, hostilities
- No claim will be paid arising from the participation of the Insured person in adventure sports
- No claim will be paid for pre-existing diseases, sexually transmitted diseases, AIDS, HIV, etc
Claim Process for SBI General Travel Insurance
Service provider is to be informed in each & every medical treatment. Non Intimation may invalidate the claim.
Service Provider details
Canada 844-691-8882
US 844-691-8884
Call Back facility (+91 11 45735511)
Fax : (91-44-7113 7114) (+91 11 45070617 Alarm Centre Fax)
Email: sbitravel@axa-assistance.in