Star Health Family Travel Insurance
Star Health and Allied Insurance Co Ltd is a joint venture between Oman Insurance company, ICICI Ventures Funds Management, M/s.Sequoia Capita1, M/s.Alpha TC Holdings Pte Ltd, Singapore and M/s.Tata Capital Growth Fund.
Toll Free - 1800 425 2255/1800 102 4477
Star Family Travel Protect is a comprehensive travel plan for the entire family that ensures best services, while you are travelling abroad. The policy covers you against any unexpected medical and financial emergencies during your trip.
Unique Features of Star Health Family Travel Insurance
Overseas Travel Insurance plan for the entire family.
Emergency medical expenses including medical evacuation and transportation of mortal remains.
Dental emergency expenses following an accident
Personal Accident Cover.
Cover for Legal Liability for bodily injury or property damage to third party.
Cashless hospitalization administered through Assistance Company
Eligibility Criteria for Star Health Family Travel Insurance
| Product Name | Travel Guard | ||||||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Minimum Age of Entry | 6 months | ||||||||||||
| Maximum age of Entry | 60 years | ||||||||||||
| Renewal Age | Up to 60 years | ||||||||||||
| Sum Insured | $10,000/ $25,000/ $50,000 / $100,000, $250,000 | ||||||||||||
| Policy Tenure | Up to 60 days | ||||||||||||
| Family Definition | Family consisting of Self, Spouse and 2 dependent children below 18 years | ||||||||||||
| Premium Calculated on Basis of | Age, Trip duration, Destination and Sum Insured | ||||||||||||
Product Benefits of Star Health Family Travel Insurance
| Benefits | Worldwide including USA & Canada (With Deductible) | Worldwide excluding USA & Canada (With Deductible) | Asia Plan excluding Japan & Hong Kong (With Deductible) | ||||||
| Section 1 | USD | USD | USD | USD | USD | USD | USD | USD | USD |
| Emergency Medical Expenses (M1) |
50000 (100) |
100000 (100) |
250000 (100) |
50000 (100) |
100000 (100) |
250000 (100) |
10000 (100) |
25000 (100) |
50000 (100) |
| Emergency Medical Transportation (M4) |
Included in M1 |
Included in M1 |
Included in M1 |
Included in M1 |
Included in M1 |
Included in M1 |
Included in M1 |
Included in M1 |
Included in M1 |
| Transportation of Mortal Remains (M3) |
Included in M1 |
Included in M1 |
Included in M1 |
Included in M1 |
Included in M1 |
Included in M1 |
Included in M1 |
Included in M1 |
Included in M1 |
| Dental Emergency Assistance (M2) |
250 (25) | 250 (25) | 250 (25) | 250 (20) | 250 (20) | 250 (20) | 100 (20) | 150 (20) | 250 (25) |
| Personal Accident (A1) | 5000 | 5000 | 10000 | 5000 | 5000 | 10000 | 2000 | 2500 | 5000 |
| Loss of Checked In Baggage (T1) |
250 | 250 | 350 | 250 | 250 | 500 | 250 | 250 | 250 |
| Loss of Passport (T2) | 150 (15) |
200 (15) |
250 (15) |
250 (15) |
250 (15) |
250 (15) |
150 (15) |
200 (15) |
250 (15) |
| Delay of Checked in Baggage (T3) |
50 (12 HRS) |
50 (12 HRS) |
100 (12 HRS) |
50 (12 HRS) |
50 (12 HRS) |
100 (12 HRS) |
50 (12 HRS) |
50 (12 HRS) |
100 (12 HRS) |
| Trip Cancellation/ Interruption due to Accidental Death/ Bodily Injury of Family Member (T4) |
1000 (50) |
1000 (50) |
2000 (50) |
1000 (50) |
1000 (50) |
1500 (50) |
500 | 500 | 1000 |
| Personal Liability (L1) | 2000 | 2000 | 2000 | 2000 | 2000 | 2000 | 2000 | 2000 | 2000 |
Exclusions for Star Health Family Travel Insurance
Here’s a list of things your policy won’t cover:
- Pre-existing medical conditions, unless it’s a life-threatening condition
- Expenses incurred due to suicide, self inflicted injury, mental disorder, alchohol/drug abuse, HIV/AIDS
- Issues faced due to theft or loss of passport when left unattended, or unreported to local police authorities
- Traveling against the advice of a physician
- Loss of checked baggage - no partial loss or damage shall become payable
- War or nuclear threat in the country where you’re travelling
- Claims arising from pregnancy
- Delibrate exposure to exceptional danger (except in attempt to save human life)
- Engagement in any professional or organised sports, rock climbing or mountaineering
Claim Process for Star Health Family Travel Insurance
Service provider is to be informed in each & every medical treatment. Non Intimation may invalidate the claim.
Service Provider details
US & Canada (+1 877 536 7264 & +1 800 358 9105)
Europe (+ 800 41 41 44 44)
Within India (1800 22 4004) (+91 (22) 6127 3891)
Fax : (+1 305 698 0176 & +1 305 891 7840)