Star Health Individual Travel Protect
Star Health and Allied Insurance Co Ltd is a joint venture between Oman Insurance company, ICICI Ventures Funds Management, M/s.Sequoia Capita1, M/s.Alpha TC Holdings Pte Ltd, Singapore and M/s.Tata Capital Growth Fund.
Toll Free - 1800 425 2255/1800 102 4477
Star Travel Protect Individual is a comprehensive health plan that ensures the best services while you are travelling. The policy covers you against any unexpected medical and financial emergencies during your trip.
Unique Features of Star Health Individual Travel Protect
Personal Accident Cover.
Emergency medical expenses including medical evacuation and transportation of mortal remains.
Cover for Legal Liability for bodily injury or property damage to third party
Free General Physician Consultation over phone within India. Doctors on duty 24x7.
Tie up with reputed overseas assistance companies to render policy services abroad.
Eligibility Criteria for Star Health Individual Travel Protect
| Product Name | Travel Guard | ||||||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Minimum Age of Entry | 6 months | ||||||||||||
| Maximum age of Entry | 70 years (any person between 70-75 years can covered at 50% loading on premium | ||||||||||||
| Renewal Age | Up to 70 years | ||||||||||||
| Sum Insured | $50,000/ $1,00,000/ $2,50,000/ $5,00,000 | ||||||||||||
| Policy Tenure | up to 180 days | ||||||||||||
| Family Definition | Individual | ||||||||||||
| Premium Calculated on Basis of | Age, Trip duration, Destination and Sum Insured | ||||||||||||
Product Benefits of Star Health Individual Travel Protect
| Sections (All figures in USD) | Plan A | Plan B | Plan C | Plan D | Deductible |
| Emergency Medical Expenses MI | 50,000 | 100,000 | 250,000 | 500,000 | 100 |
| Dental Emergency Assistance M2 | 200 | 200 | 200 | 200 | 20 |
| Transportation of Mortal remains M3 | Included in M1 | Included in M1 | Included in M1 | Included in M1 | Included in M1 |
| Emergency Medical Transportation M4 | Included in M1 | Included in M1 | Included in M1 | Included in M1 | Included in M1 |
| Personal Accident A1 | 5000 | 10000 | 25000 | 50000 | |
| Loss of Checked in Baggage | 250 | 250 | 350 | 500 | |
| Loss of Passport | 150 | 200 | 250 | 250 | 15 |
| Delay of checked in baggage | 50 (12 hrs) | 50 (12 hrs) | 100 (12 hrs) | 100 (12 hrs) | |
| Flight Delay | 100 | 150 | 250 | 250 | |
| Deductible for flight delay | 20 | 25 | 25 | 25 | |
| Missed Departure/ Connection | NA | NA | 200 | 200 | |
| Trip Cancellation/ interruption due to accidental death of Family member | 1000 | 1000 | 1500 | 2000 | 50 |
| Hijack | 100 (12 Hrs) | 100 (12 Hrs) | 200 (12 Hrs) | 200 (12 Hrs) | |
| Personal Liability | 10000 | 20000 | 25000 | 50000 |
Exclusions for Star Health Individual Travel Protect
Here’s a list of things your policy won’t cover:
- Pre-existing medical conditions, unless it’s a life-threatening condition
- Expenses incurred due to suicide, self inflicted injury, mental disorder, alchohol/drug abuse, HIV/AIDS
- Issues faced due to theft or loss of passport when left unattended, or unreported to local police authorities
- Traveling against the advice of a physician
- Loss of checked baggage - no partial loss or damage shall become payable
- War or nuclear threat in the country where you’re travelling
- Claims arising from pregnancy
- Delibrate exposure to exceptional danger (except in attempt to save human life)
- Congenital anomalies or any complications or conditions arising therefrom
Claim Process for Star Health Individual Travel Protect
Service provider is to be informed in each & every medical treatment. Non Intimation may invalidate the claim.
Service Provider details
US & Canada (+1 877 536 7264 & +1 800 358 9105)
Europe (+ 800 41 41 44 44)
Within India (1800 22 4004) (+91 (22) 6127 3891)
Fax : (+1 305 698 0176 & +1 305 891 7840)
Email: assistance@april-usa.com
ops@coris.fr
assistance@april.fr