Star Health Student Travel Insurance
Star Health and Allied Insurance Co Ltd is a joint venture between Oman Insurance company, ICICI Ventures Funds Management, M/s.Sequoia Capita1, M/s.Alpha TC Holdings Pte Ltd, Singapore and M/s.Tata Capital Growth Fund.
Toll Free - 1800 425 2255/1800 102 4477
Star Health Student Travel is a policy that covers students against any uncertainties that could interrupt their education. The policy offers protection against trip hospitalization, loss of baggage, study interruption, etc.
Unique Features of Star Health Student Travel Insurance
Faster and hassle-free claim settlement
Tie up with reputed overseas assistance companies to render policy services abroad.
Free Health magazines are issued to policy holders at regular intervals.
Facility for maintaining personal health records in electronic format.
Cover for Loss of checked in baggage, Loss of Passport.
Eligibility Criteria for Star Health Student Travel Insurance
| Product Name | Travel Guard | ||||||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Minimum Age of Entry | 6 months | ||||||||||||
| Maximum age of Entry | 70 years (any person between 70-75 years can covered at 50% loading on premium | ||||||||||||
| Renewal Age | Up to 70 years | ||||||||||||
| Sum Insured | $50,000/ $1,00,000/ $2,50,000/ $5,00,000 | ||||||||||||
| Policy Tenure | Up to 365 days | ||||||||||||
| Family Definition | Individual | ||||||||||||
| Premium Calculated on Basis of | Age, Trip duration, Destination and Sum Insured | ||||||||||||
Product Benefits of Star Health Student Travel Insurance
| Benefits | Gold | Silver | Standard | ||||||
| Emergency medical expenses M1 | 50000 (100) | 100000 (100) | 250000 (100) | 50000 (100) | 100000 (100) | 250000 (100) | 50000 (100) | 100000 (100) | 250000 (100) |
| Emergency medical evacuation M2 | Included in M1 | Included in M1 | Included in M1 | Included in M1 | Included in M1 | Included in M1 | Included in M1 | Included in M1 | Included in M1 |
| Repatriation of mortal remains M3 | Included in M1 | Included in M1 | Included in M1 | Included in M1 | Included in M1 | Included in M1 | Included in M1 | Included in M1 | Included in M1 |
| Dental emergency assistance M4 | NA | 250 (30) | 300 (50) | NA | 200 (20) | 250 (25) | NA | NA | 200 (20) |
| Personal accident A1 | 5000 | 5000 | 5000 | 5000 | 5000 | 5000 | 2000 | 4000 | 5000 |
| Loss of checked-in baggage T1 | 300 | 400 | 500 | NA | 300 | 400 | NA | NA | 300 |
| Loss of passport T2 | NA | 150 (150) | 250 (25) | NA | NA | 150 (15) | NA | NA | NA |
| Personal liability L1 | 10000 | 10000 | 10000 | 10000 | 10000 | 10000 | NA | NA | 10000 |
| Bail bond L2 | 2000 | 5000 | 5000 | NA | 2000 | 5000 | NA | NA | NA |
| Compassionate visit two-way S1 | 5000 | 5000 | 7500 | 5000 | 5000 | 5000 | NA | NA | NA |
| Study interruption S2 | 5000 | 5000 | 7500 | 5000 | 5000 | 5000 | NA | NA | NA |
| Sponsor protection S3 | 5000 | 5000 | 7500 | 5000 | 5000 | 5000 | NA | NA | NA |
| Amounts in US$. Figures in brackets represent deductible. NA - Not Applicable | |||||||||
Exclusions for Star Health Student Travel Insurance
Here’s a list of things your policy won’t cover:
- Pre-existing medical conditions, unless it’s a life-threatening condition
- Expenses incurred due to suicide, self inflicted injury, mental disorder, alchohol/drug abuse, HIV/AIDS
- Issues faced due to theft or loss of passport when left unattended, or unreported to local police authorities
- Traveling against the advice of a physician
- Loss of checked baggage - no partial loss or damage shall become payable
- War or nuclear threat in the country where you’re travelling
- Claims arising from pregnancy
- Delibrate exposure to exceptional danger (except in attempt to save human life)
- Congenital anomalies or any complications or conditions arising therefrom
Claim Process for Star Health Student Travel Insurance
Service provider is to be informed in each & every medical treatment. Non Intimation may invalidate the claim.
Service Provider details
US & Canada (+1 877 536 7264 & +1 800 358 9105)
Europe (+ 800 41 41 44 44)
Within India (1800 22 4004) (+91 (22) 6127 3891)
Fax : (+1 305 698 0176 & +1 305 891 7840)
Email: assistance@april-usa.com
ops@coris.fr
assistance@april.fr