Star Health Corporate Travel Insurance
Star Health and Allied Insurance Co Ltd is a joint venture between Oman Insurance company, ICICI Ventures Funds Management, M/s.Sequoia Capita1, M/s.Alpha TC Holdings Pte Ltd, Singapore and M/s.Tata Capital Growth Fund.
Toll Free - 1800 425 2255/1800 102 4477
Star Corporate Travel Protect is a policy that takes care of the unexpected emergency medical and financial expenses incurred by executives while they travel abroad. The policy is available in 3 variant and offers sum assured upto $500,000.
Unique Features of Star Health Corporate Travel Insurance
Faster and hassle-free claim settlement
Tie up with reputed overseas assistance companies to render policy services abroad
Free Health magazines are issued to policy holders at regular intervals
Facility for maintaining personal health records in electronic format
Eligibility Criteria for Star Health Corporate Travel Insurance
| Product Name | Travel Guard | ||||||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Minimum Age of Entry | 18 years Indian corporates travelling abroad | ||||||||||||
| Maximum age of Entry | 70 years | ||||||||||||
| Renewal Age | Up to 70 years | ||||||||||||
| Sum Insured | $1,00,000/ $2,50,000/ $5,00,000 | ||||||||||||
| Policy Tenure | One year with maximum coverage of 180 days with each trip not exceeding 30 and 45 days, as opted for at inception. | ||||||||||||
| Family Definition | Individual | ||||||||||||
| Premium Calculated on Basis of | Age, Trip duration, Destination and Sum Insured | ||||||||||||
Product Benefits of Star Health Corporate Travel Insurance
| Benefits | Plan A | Plan B | Plan C |
| Emergency Medical Expenses M1 | 100,000 | 250,000 | 500,000 |
| Emergency Medical Evacuation | Included in M1 | Included in M1 | Included in M1 |
| Repatriation of Mortal Remains | Included in M1 | Included in M1 | Included in M1 |
| Dental Emergency Assistance | 200 (25) | 250 (25) | 300 (25) |
| Personal Accident | 10000 | 15000 | 30000 |
| Loss of Checked in baggae | 750 | 1000 | 1000 |
| Loss of Passport | 200 (25) | 250 (15) | 250 (15) |
| Delay of checked- In baggage | 100 (12 hrs) | 100 (12 hrs) | 200 (12 hrs) |
| Flight Delay | NA | 250 (25) | 300 (25) |
| Missed Departure Connection | NA | 200 | 300 |
| Hijack Distress | 200 (12 Hrs) | 200 (12 Hrs) | 200 (12 Hrs) |
| Personal Liability | 25000 | 25000 | 50000 |
| Deputation of Substitute Employee | NA | 2000 | 3000 |
Exclusions for Star Health Corporate Travel Insurance
Here’s a list of things your policy won’t cover:
- Pre-existing medical conditions, unless it’s a life-threatening condition
- Expenses incurred due to suicide, self inflicted injury, mental disorder, alchohol/drug abuse, HIV/AIDS
- Issues faced due to theft or loss of passport when left unattended, or unreported to local police authorities
- Traveling against the advice of a physician
- Loss of checked baggage - no partial loss or damage shall become payable
- War or nuclear threat in the country where you’re travelling
- Claims arising from pregnancy
- Delibrate exposure to exceptional danger (except in attempt to save human life)
- Congenital anomalies or any complications or conditions arising therefrom
Claim Process for Star Health Corporate Travel Insurance
Service provider is to be informed in each & every medical treatment. Non Intimation may invalidate the claim.
Service Provider details
US & Canada (+1 877 536 7264 & +1 800 358 9105)
Europe (+ 800 41 41 44 44)
Within India (1800 22 4004) (+91 (22) 6127 3891)
Fax : (+1 305 698 0176 & +1 305 891 7840)
Email: assistance@april-usa.com
ops@coris.fr
assistance@april.fr