Universal Sompo Student Travel
Universal Sompo General Insurance is a joint venture between Karnataka Bank, Allahabad Bank, Indian Overseas Bank, Dabur Investments and Sompo Japan, an insurance company from Japan.With multiple stakeholders, the company gets the advantage of access to a huge database of customers. The company offers insurance products in Property, Marine, General Accident, Workmen Compensation and Motor.
Phone: 022-29211800
Fax : 022-29211844
Email: mail @universalsompo.com
Universal Sompo Student Travel is a policy that covers students against any uncertainties that could interrupt their education. The policy offers various plan options to choose from and offers protection against study interruption, accident to sponsor, compassionate visit, etc.
Unique Features of Universal Sompo Student Travel
Faster and hassle-free claim settlement
Covers expenses of hospitalization, loss of baggage and other incidental expenses
Quick disbursement of claims
Eligibility Criteria for Universal Sompo Student Travel
| Product Name | Travel Guard | ||||||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Minimum Age of Entry | 16 years | ||||||||||||
| Maximum age of Entry | 35 years | ||||||||||||
| Renewal Age | Up to 35 years | ||||||||||||
| Sum Insured | $50,000/ $1,00,000/ $2,50,000/ $5,00,000 | ||||||||||||
| Policy Tenure | Up to 365 days | ||||||||||||
| Family Definition | Individual | ||||||||||||
| Premium Calculated on Basis of | Age, Trip duration, Destination and Sum Insured | ||||||||||||
Product Benefits of Universal Sompo Student Travel
| Benefits | Primary | Buddy | Intellectual | |||
| Sum Insured | Excess | Sum Insured | Excess | Sum Insured | Excess | |
| Health cover-medical expenses | 50,000 | 100 | 100,000 | 100 | 200,000 | 100 |
| This Health Cover would also include the following expenses up to the sub limits specified: | ||||||
| Dental treatment | 500 | 100 | 500 | 100 | 500 | 100 |
| Medical repatriation | Included | Included | Included | |||
| Repatriation of mortal remains | Included | Included | Included | |||
| Hospital daily allowance | 30/ day for 20 days | 48 hrs. | 30/ day for 20 days | 48 hrs. | 30/ day for 20 days | 48 hrs. |
| Total loss of checked baggage | 1000 | 100 | 1000 | 100 | 1000 | 100 |
| Delay Of checked baggage | 100 | 12hrs. | 150 | 12hrs. | 200 | 12hrs. |
| Loss of passport | 250 | 30 | 250 | 30 | 250 | 30 |
| Personal liability | 100000 | 200 | 100000 | 200 | 100000 | 200 |
| Personal accident | 20000 | Nil | 25000 | Nil | 25000 | Nil |
| Study interruption | 10000 | Nil | 12500 | Nil | 15000 | Nil |
| Accident to sponsor | 10000 | Nil | 12500 | Nil | 15000 | Nil |
| Compassionate visit | 8000 | Nil | 9000 | Nil | 10000 | Nil |
Exclusions for Universal Sompo Student Travel
Here’s a list of things your policy won’t cover:
- Pre-existing medical conditions, unless it’s a life-threatening condition
- Expenses incurred due to suicide, self inflicted injury, mental disorder, alcohol/drug abuse, HIV/AIDS
- Issues faced due to theft or loss of passport when left unattended, or unreported to local police authorities
- Traveling against the advice of a physician
- Loss of checked baggage - no partial loss or damage shall become payable
- War or nuclear threat in the country where you’re travelling
Claim Process for Universal Sompo Student Travel
Service provider is to be informed in each & every medical treatment. Non Intimation may invalidate the claim.
Service Provider details
Phone -1800 200 5142, 022 39 63 5200
Fax: 1800 200 9134
Email: contactclaims@universalsompo.com