Universal Sompo Travel Asia
Universal Sompo General Insurance is a joint venture between Karnataka Bank, Allahabad Bank, Indian Overseas Bank, Dabur Investments and Sompo Japan, an insurance company from Japan.With multiple stakeholders, the company gets the advantage of access to a huge database of customers. The company offers insurance products in Property, Marine, General Accident, Workmen Compensation and Motor.
Phone: 022-29211800
Fax : 022-29211844
Email: mail @universalsompo.com
Universal Sompo Travel Worldwide is a comprehensive travel plan which covers you against unexpected medical and financial emergencies during overseas travel. You get to choose from a vast range of 8 Plan options based on your destination country(s) and the trip duration.
Unique Features of Universal Sompo Travel Asia
Faster and hassle-free claim settlement
Covers expenses of hospitalization, loss of baggage and other incidental expenses
Quick disbursement of claims
Eligibility Criteria for Universal Sompo Travel Asia
| Product Name | Travel Guard | ||||||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Minimum Age of Entry | 1 month | ||||||||||||
| Maximum age of Entry | 70 years | ||||||||||||
| Renewal Age | Up to 70 years | ||||||||||||
| Sum Insured | $2,00,000/ $2,50,000 | ||||||||||||
| Policy Tenure | Up to 180 days | ||||||||||||
| Family Definition | Individual/ Family includes Self, Spouse and 2 dependent children | ||||||||||||
| Premium Calculated on Basis of | Age, Trip duration, Destination and Sum Insured | ||||||||||||
Product Benefits of Universal Sompo Travel Asia
| Benefits | Gold | Platinum | ||
| Sum Insured | Excess | Sum insured | Excess | |
| Health cover-medical expenses | 20000 | 50 | 25000 | 50 |
| This Health Cover would also include the following expenses up to the sub limits specified | ||||
| Dental treatment | 200 | 50 | 250 | 50 |
| Medical repatriation | Included | Included | ||
| Repatriation of mortal remains | Included | 100 | Included | 100 |
| Total loss of checked baggage | 250 | Nil | 250 | Nil |
| Delay of checked baggage | 100 | 12 hrs. | 200 | 12 hrs. |
| Hijack distress allowance | 100/ day for 14 days | 12 hrs. | 100/ day for 14 days | 12 hrs. |
| Loss of passport | 100 | 15 | 150 | 15 |
| Personal liability | 10000 | 100 | 15000 | 100 |
| Personal accident | 7500 | Nil | 10000 | Nil |
Exclusions for Universal Sompo Travel Asia
Here’s a list of things your policy won’t cover:
- Pre-existing medical conditions, unless it’s a life-threatening condition
- Expenses incurred due to suicide, self inflicted injury, mental disorder, alcohol/drug abuse, HIV/AIDS
- Issues faced due to theft or loss of passport when left unattended, or unreported to local police authorities
- Traveling against the advice of a physician
- Loss of checked baggage - no partial loss or damage shall become payable
- War or nuclear threat in the country where you’re travelling
Claim Process for Universal Sompo Travel Asia
Service provider is to be informed in each & every medical treatment. Non Intimation may invalidate the claim.
Service Provider details
Phone -1800 200 5142, 022 39 63 5200
Fax: 1800 200 9134
Email: contactclaims@universalsompo.com