This is a health Insurance solution which comes at an affordable price and takes care of expensive medical treatments incurred during hospitalization due to illness, accident or any other reasons subject to the exclusions and waiting periods.
Eligibility Criteria | ||
Minimum | Maximum | |
Age at Entry | Primary Insured and Spouse – 18 years last birthday | Primary Insured and Spouse – 60 years last birthday for new policy and 72 years last birthday for renewed policy |
Dependent parents and parent in-law – 40 years last birthday | Dependent parents and parent in-law - 66 years last birthday for a new policy and 72 years last birthday for a renewed policy | |
Children - 3 months | Children – 18 years last birthday | |
Maturity Age | - | Adults – 75 years last birthday |
Children – 21 years last birthday | ||
Policy Term |
Fixed term of 3 years
|
Fixed term of 3 years |
Sum Insured | Rs 2,00,000 | Rs 10,00,000 |
Feature | Description | |||||
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Hospital Expenses | Reliance Life Care for You Advantage Plan will reimburse all admissible medical expenses in case of an unfortunate event of Hospitalisation: |
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Room, boarding and nursing expenses | ||||||
Surgeon, Anaesthetists, Medical Practitioner, Consultants, Specialists fee | ||||||
Operation theatre charges | ||||||
Anaesthesia, blood, oxygen, medicines and drugs etc | ||||||
Diagnostics and laboratory tests | ||||||
Day Care Treatment | The plan cover 150 listed day care treatment and procedure as given in Annexure A, wherein even 24 continuous hours of hospitalisation is not required. | |||||
Pre & Post hospitalisation Benefit | A flat benefit of 5% of bills submitted of the admissible hospitalisation expenses, subject to a maximum of Rs.5000 will be paid on each hospitalisation claim towards Pre and Post hospitalisation expenses. |
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Ambulance Charges | Ambulance charges will be reimbursed by us provided the member(s) is/are hospitalised for more than 24 continuous hours, subject to a maximum of Rs. 1,000 per policy year, irrespective of number of members covered in the policy. | |||||
Surrender Benefit | No benefit is payable on surrender of the policy | |||||
Guaranteed Renewability | Guaranteed renewability up to the age of 75 years for adults and 21 years for the children, irrespective of claim experience and change in your health condition. | |||||
Fixed Premium | Premium will remain constant for a period of 3 years irrespective of increase in your age and claim experience | |||||
Renewal Discount | On every renewal, where renewal occurs within 30 days after the expiry of the previous policy term, there will be a discount of 15% on the premium applicable to a new policy, irrespective of any claim/(s) made in the past. |
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Enhancement of Sum Insured | If you have not claimed during a policy year, the sum insured under the policy will be increased by an amount equivalent to 5% of the basic sum insured in the subsequent policy year without any corresponding increase in premium subject to a maximum increase of 30% of the basic sum insured. |
Any insured person committing or attempting to commit a criminal or illegal act with criminal intent, or intentional self injury or attempted suicide while sane or insane.
Tax benefits will be as per prevailing tax laws. Tax laws are subject to change.
Know claim process of Reliance Life Care For You Advantage Plan
Reliance Life Insurance is a part of Reliance Capital of the Reliance Group. Reliance Capital is one of India's leading private sector financial services companies, and ranks among the top private sector financial services and non-banking companies, in terms of net worth. Nippon Life Insurance Company acquired 26% interest in equity share capital of the Company effective October 7, 2011 subsequent to receipt of all regulatory approval.
Robinhood is known for its user & customer centric approach. We take care of all the phases of insurance, whether you've bought the policy from us or not.