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The charm and of Classic cars leaves everyone in awe! Owing a Classic car is a classic luxury that not everyone can afford due to their scarcity. Moreover, Classic cars require special and high maintenance where insurance stands first in the list. Let us understand the insurance aspect of Classic cars in this article.

Which Cars Are Qualified as Classic Cars?

People often misunderstand Classic cars, Antique cars, and Vintage cars to be the same, but they are three different categories. In India, a car is defined as a Classic car if it is 20 to 40 years old. According to the Vintage and Classic Car Club of India (VCCCI), cars that are manufactured after 1940 but before 1970 are classified as Classic cars. A Classic car is supposed to remain as close as possible to the original manufacturer’s design, features, and other specifications. If any changes or modifications are done then the value of the car falls prominently. As a matter of fact, the car can lose its status of being a classic car if it goes through too many changes.

Car Insurance for Classic Cars

As mentioned earlier, buying a Classic car insurance policy is vital for the maintenance of your Classic car, especially if your car is well-driven. People usually opt for third-party liability insurance cover for their Classic car after it is made mandatory by the Supreme Court of India. Moreover, Third-party liability insurance policies are dependent on the car’s displacement. However, if you wish to cover your car against theft/losses or damages, you can opt for a comprehensive car insurance policy.

A comprehensive car insurance policy is based on the value of the car. In such policies, the car owner and the insurance company mutually decide a specific monetary value of the car keeping the car. Later the insurance company is liable to pay the decided monetary value in case of the total loss of the car.

Where to Find Classic Car Insurance Online Quotes?

Getting Classic car insurance policy online is the easiest and quickest method. Here are some of the Best Car Insurance Deals for Classic Cars available online. For any further assistance or queries regarding car insurance, feel free to reach out to us at support@oneinsure.com or 86559–86559. We have a team of experts to dispense unbiased advice to help you select the most suitable plan for your prized possession.

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