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Reliance Critical Illness Plan

Reliance General Insurance

Reliance General Insurance Company Limited is wholly owned subsidiary of Reliance Capital, of the Anil Dhirubhai Ambani Group. The company has a strong presence in a large number of cities and offers products for both individuals and corporate. It was one of the first companies to receive ISO 9001:200 certification across all its functions and products.

Contact Details

Toll Free Number- 1800-3009
E-Mail - rgicl.services@relianceada.com

Product Overview -
Reliance Critical Illness Plan

Reliance Critical Illness Plan is a critical illness benefit policy, which will pay a lump sum amount on the diagnosis of the covered illness of specified severity post the initial waiting & survival period.

Unique Features of Reliance Critical Illness Plan

10 major Critical illness covered.
Different survival period
5 % discount claim free policy on renewal

Eligibility Criteria - Reliance Critical Illness Plan

Eligibility Criteria
Age Criteria Min Entry Age: 18 Years Max Entry Age: 65 years
Renewal Age Life Long Renewal
Coverage for Individual & Family Basis Individual only
Sum Insured Rs. 5 Lacs, Rs. 7 Lacs and Rs. 10 lacs
Policy Tenure 1 Year and 3 Years

Product Benefits - Reliance Critical Illness Plan

Critical Feaures
No Of Covered Disease 10
Initial Survival Period 30/60 Days
Initial Waiting Period 90
Coverage For PED Not Covered
Second Opinion Not Covered
Other Features
Add On Covers Not Available
Sum insured Range Rs. 5 Lacs to Rs. 10 Lacs
Type of Coverage Individual
Renewal Benefits 5 % discount claim free policy on renewal
Annual Health Check Up Not Covered

Waiting Period - Reliance Critical Illness Plan

Initial Waiting period - This implies that the insured is not covered for the 10 diseases under this policy for the first 90 days of the policy
coming into existence. The waiting period is not applicable on subsequent renewals
Pre-existing Diseases - Not Covered


Survival Period - Reliance Critical Illness Plan

The survival period is the length of time, the insured, must survive after he has been diagnosed with a covered critical illness
30 Days
5 Critical Illnesses covered
30 days survival period from the date of confirmed diagnosis with defined severity/ date of actual undergoing of the procedure
1.Cancer of specified severity
2.Major Organ / Bone Marrow Transplant
3.Multiple Sclerosis with Persisting Symptoms
4.Third Degree Burns
5.Aorta Graft Surgery

90 Days
5 Critical Illnesses covered
90 days survival period from the date of confirmed diagnosis with defined severity
1.Open Heart Replacement or Repair of Valves
2.Coma of Specified Severity
3.Quadriplegia / Permanent Paralysis of all four limbs
4.Total Blindness
5.Kidney Failure Requiring Regular Dialysis

Exclusion - Reliance Critical Illness Plan

  • Any Critical Illness arising due to any pre-existing disease
  • Any Critical Illness diagnosed within the first 90 days from the date of commencement of the Policy
  • Any critical illness due to alcohol, smoking, other tobacco intake or drug abuse
  • Critical illness acquired as a consequence of Human Immuno-deficiency Virus (HIV) infection
  • Critical illness arising due to intentional self-injury, suicide or attempted suicide
  • War, Terrorism induced Critical Illness/Surgery or caused by nuclear weapons, etc.

Add-ons - Reliance Critical Illness Plan

Not Available

Additional Discounts - Reliance Critical Illness Plan

Not Available

Tax Benefits - Reliance Critical Illness Plan

Tax Benefits for the premium paid under Section 80D of the Income Tax Act.

Claim Process - Reliance Critical Illness Plan

Know Claim Process




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