Reliance Critical Illness Plan
Reliance General Insurance
Reliance General Insurance Company Limited is wholly owned subsidiary of Reliance Capital, of the Anil Dhirubhai Ambani Group. The company has a strong presence in a large number of cities and offers products for both individuals and corporate. It was one of the first companies to receive ISO 9001:200 certification across all its functions and products.
Contact Details
Toll Free Number- 1800-3009
E-Mail - rgicl.services@relianceada.com
Product Overview -
Reliance Critical Illness Plan
Reliance Critical Illness Plan
Reliance Critical Illness Plan is a critical illness benefit policy, which will pay a lump sum amount on the diagnosis of the covered illness of specified severity post the initial waiting & survival period.
Unique Features of Reliance Critical Illness Plan
10 major Critical illness covered.
Different survival period
5 % discount claim free policy on renewal
Eligibility Criteria - Reliance Critical Illness Plan
Eligibility Criteria | ||||||||
---|---|---|---|---|---|---|---|---|
Age Criteria | Min Entry Age: 18 Years Max Entry Age: 65 years | |||||||
Renewal Age | Life Long Renewal | |||||||
Coverage for Individual & Family Basis | Individual only | |||||||
Sum Insured | Rs. 5 Lacs, Rs. 7 Lacs and Rs. 10 lacs | |||||||
Policy Tenure | 1 Year and 3 Years |
Product Benefits - Reliance Critical Illness Plan
Critical Feaures | ||||
---|---|---|---|---|
No Of Covered Disease | 10 | |||
Initial Survival Period | 30/60 Days | |||
Initial Waiting Period | 90 | |||
Coverage For PED | Not Covered | |||
Second Opinion | Not Covered |
Other Features | ||||
---|---|---|---|---|
Add On Covers | Not Available | |||
Sum insured Range | Rs. 5 Lacs to Rs. 10 Lacs | |||
Type of Coverage | Individual | |||
Renewal Benefits | 5 % discount claim free policy on renewal | |||
Annual Health Check Up | Not Covered |
Waiting Period - Reliance Critical Illness Plan
Initial Waiting period - This implies that the insured is not covered for the 10 diseases under this policy for the first 90 days of the policy
coming into existence. The waiting period is not applicable on subsequent renewals
Pre-existing Diseases - Not Covered
coming into existence. The waiting period is not applicable on subsequent renewals
Pre-existing Diseases - Not Covered
Survival Period - Reliance Critical Illness Plan
The survival period is the length of time, the insured, must survive after he has been diagnosed with a covered critical illness
30 Days
5 Critical Illnesses covered
30 days survival period from the date of confirmed diagnosis with defined severity/ date of actual undergoing of the procedure
1.Cancer of specified severity
2.Major Organ / Bone Marrow Transplant
3.Multiple Sclerosis with Persisting Symptoms
4.Third Degree Burns
5.Aorta Graft Surgery
2.Major Organ / Bone Marrow Transplant
3.Multiple Sclerosis with Persisting Symptoms
4.Third Degree Burns
5.Aorta Graft Surgery
90 Days
5 Critical Illnesses covered
90 days survival period from the date of confirmed diagnosis with defined severity
1.Open Heart Replacement or Repair of Valves
2.Coma of Specified Severity
3.Quadriplegia / Permanent Paralysis of all four limbs
4.Total Blindness
5.Kidney Failure Requiring Regular Dialysis
2.Coma of Specified Severity
3.Quadriplegia / Permanent Paralysis of all four limbs
4.Total Blindness
5.Kidney Failure Requiring Regular Dialysis
Exclusion - Reliance Critical Illness Plan
- Any Critical Illness arising due to any pre-existing disease
- Any Critical Illness diagnosed within the first 90 days from the date of commencement of the Policy
- Any critical illness due to alcohol, smoking, other tobacco intake or drug abuse
- Critical illness acquired as a consequence of Human Immuno-deficiency Virus (HIV) infection
- Critical illness arising due to intentional self-injury, suicide or attempted suicide
- War, Terrorism induced Critical Illness/Surgery or caused by nuclear weapons, etc.
Add-ons - Reliance Critical Illness Plan
Not Available
Additional Discounts - Reliance Critical Illness Plan
Not Available
Tax Benefits - Reliance Critical Illness Plan
Tax Benefits for the premium paid under Section 80D of the Income Tax Act.