Frequently asked questions

In case your car has been stolen and you have an active car insurance policy, that is, you have been paying your premiums regularly, you can raise a claim with your insurance company to recover the losses incurred. Click on Read More to know the entire pro

Damaged cars because of rains can be very frustrating. On top of that, the expenses incurred on its repairs may also burn a hole in your pocket. But as long as you have a valid and right insurance policy, you can save yourself a considerable amount. Click

Given the number of accidents that take place every year, making a car insurance claim has become very frequent. Click on Read More to access our top car insurance claim advices that you should adhere to, to make sure that your claim does not get rejected.

In the event of an accident, knowing how to submit an insurance claim is the most essential thing. If your vehicle has been damaged in an accident, you must immediately notify your insurance company and the police. Know the detailed process, click on Read

Motor insurance is an outright need for any individual who drives a vehicle and the fact that in India, third party motor insurance are even mandated by law.

There are 2 types of motor insurance policies available:

Own damage cover is an extensive policy which offers the insured against loss or damage to the vehicle insured along with a third party cover for the below given perils:- The following perils are covered under a comprehensive policy.

IDV or insured declared value is the maximum sum assured of your vehicle which is agreed by the insurer and paid in the event of accidental damage, theft or total loss of the vehicle. IDV is basically the current market value of the vehicle.

The premium rating is based on the following factors:

No claim bonus is generally earned by the insured on the own damage section of the policy. In the event if the insured does not claim during the year, then at the time of renewal he will get a discount on the premium.