Robinhood Insurance Broker Private Limited


Product Overview

Bajaj Alliance Health Guard Family Floater is an inpatient hospitalization policy, which provides an access to best medical care and treatment at an affordable rate. A Health Insurance products designed to cover hospitalization expenses, day care procedures, Ambulance cover, etc.

Unique Features of Bajaj Allianz Health Guard Family Floater Plan

  • No Limit on Room Rent and ICU Limit
  • Pre-hospitalisation - 60 days/Post-hospitalisation - 90 days
  • Coverage for Laser treatment for correction of eye sight due to refractive error

Features of edit Edit Details

Do you wish to compare your plan with other plans?

Enter Your Details
Kindly select at least one member to continue
I accept the Terms of the Privacy Policy, I authorize OneInsure representative to call/SMS

Do you have this plan, check current status of your medical coverage

Do You know the Start Date of your Policy?



Inception Year - {{policy.Yourstatus}} | Current Status - {{policy.CurrentStatus}}

OneInsure App Benefits

Store Digitally  |  Get Premium Reminders  |  Service and Claim assistances  |  Empower Nominee
Download OneInsure App :

Critical features of Bajaj Allianz Health Guard Family Floater Plan

  • Room rent:
    Limits imposed towards room and ICU rent expenses
    No Sub limits on room rent and ICU
  • Co-Pay:
    Specific % of the admissible claim amount to be borne by the Insured
  1. This plan has 2 types of co-payment clause.
  2. 20% is applicable for individuals with entry age 56 years and above.
  3. 10 % is applicable for treatment in non-network hospital (waived off by paying additional 10 % extra premium).
  • No Claim Bonus:
    10 % of Basic Sum Insured per year upto a maximum of 50% for each unclaimed year in case opted for (10 % will be reduced on claim).
  • Pre-Existing Diseases:
    Means any condition, ailment or injury or related condition(s) for which you had signs or symptoms, and / or were diagnosed, and / or received medical advice/ treatment, within 48 months prior to the first policy issued by the insurer.
    This plans has a waiting period of 4 years is case of pre-existing diseases.

Eligibility Criteria

  • Minimum Age of Entry:- Children-91 days/Adults-18 years
  • Maximum age of Entry:- 65 years
  • Renewal Age:- Life Long Renewal
  • Sum Insured:-
    2 Lakhs to 10 Lakhs (Between age 3months and 55 years)
    Rs. 2 Lakhs to 5 lakhs (Between Age 56yrs to 65yrs)
  • Policy Tenure:- 1 year
  • Family Definition:- Family Plan - Self, Spouse, Dependent childrens (Max upto 4 Children)
  • Premium Calculated on Basis of:- Age, (i.e. sum Insured Chosen)

Additional discounts

  • Voluntary Deductible : Rs. 10,000 to Rs. 2,50,000 (discount in the range of 10 % to 32 %)


  • War, invasion, acts of foreign enemies, hostilities
  • Plastic surgery unless necessary for the treatment of cancer, burns or accidental Bodily Injury/Dental treatment or surgery
  • Cost of spectacles, contact lenses, hearing aids, crutches, artificial limbs, dentures, artificial teeth and all other external appliances
  • Convalescence, general debility, rest cure, congenital external diseases or defects or anomalies, genetic disorders, stem cell implantation or surgery, or growth hormone therapy
  • Intentional self-injury,treatment due to use or abuse of any substance, drug or alcohol and treatment for de-addiction
  • Medical Expenses relating to any hospitalisation primarily and specifically for diagnostic, X-ray or laboratory examinations and investigations
  • Treatment arising from or traceable to pregnancy and childbirth
  • Treatment for any mental illness


Note: Any claims arising out of or attributable to any of the following is not covered,Please refer policy T & C for detailed list of exclusions.

Tax Benefits

  • You can claim tax deduction benefit u/s 80D as per IT Act 1961 for premium paid towards this policy.
  • Self, Spouse, Childrens- Up to Rs 20,000/-
  • Parents-Up to Rs 25,000/-
  • Parents (Senior Citizens)-Up to Rs 30,000/-

Claim Process

Know More

That's a good decision!

By clicking on the "SUBMIT" button, I accept the Terms & Conditions and authorise OneInsure representatives to contact me via Call / SMS / Email


A OneInsure representative will call you shortly.

Tab 2

2 burgers per month

burger₹ 700
Your yearly cost on fast food = roughly ₹ 8,400
Cost of Health Insurance for whole family with ₹ 5 lakhs cover!

Tab 3

That's a good decision!

By clicking on the "SUBMIT" button, I accept the Terms & Conditions and authorise OneInsure representatives to contact me via Call / SMS / Email


A OneInsure representative will call you shortly.