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Product Overview

Bajaj Allianz Silver Health Plan is an inpatient hospitalization policy, which provides an access to best medical care and treatment at an affordable rate. A Health Insurance products designed to cover hospitalization expenses, day care procedures, Ambulance cover, etc.

Unique Features of Bajaj Allianz Silver Health Plan

  • Pre-Existing Disease will be covered after 1 year (Up to 50% of SI)
  • No Limitations on Room Rent and ICU expenses
  • Family discount - 5% discount if 2 or more members are insured under a single policy.
  • Some Organ Specific are Covered after 1 year like Cataracts, ENT disorder, etc.

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Critical features of Bajaj Allianz Silver Health Plan

  • Room rent:
    Limits imposed towards room and ICU rent expenses
    No Sub limits on room rent and ICU
  • Co-Pay:
    Specific % of the admissible claim amount to be borne by the Insured 
  1. 20 % is applicable for treatment in non-network hospital (waived off by paying additional 15 % extra premium).
  2. Cataract treatments Limit - 10% of the sum insured for a minimum of INR 12,000 and a maximum of INR 25,000.
  • No Claim Bonus:
    10 % of Basic Sum Insured per year upto a maximum of 50% for each unclaimed year in case opted for (10 % will be reduced on claim).
  • Pre-Existing Diseases:
    Means any condition, ailment or injury or related condition(s) for which you had signs or symptoms, and / or were diagnosed, and / or received medical
  1. This plans has a waiting period of 1 years is case of pre-existing diseases
  2. This plan covers pre-existing diseases up to 50% of sum insured

Eligibility Criteria

  • Minimum Age of Entry:- 46 years
  • Maximum age of Entry:- 70 years
  • Renewal Age:- Life Long Renewal
  • Sum Insured:- 50 Thousands to 5 Lacs
  • Policy Tenure:- 1 year
  • Family Definition:- Individual Plan - Self, Spouse
  • Premium Calculated on Basis of:- Age, (i.e. sum Insured Chosen)

Additional discounts

  • Family Discount: 5% discount if 2 or more family members are covered under a single policy.

Exclusions

  • War, invasion, acts of foreign enemies, hostilities
  • Plastic surgery unless necessary for the treatment of cancer, burns or accidental Bodily Injury/Dental treatment or surgery
  • Cost of spectacles, contact lenses, hearing aids, crutches, artificial limbs, dentures, artificial teeth and all other external appliances
  • Convalescence, general debility, rest cure, congenital external diseases or defects or anomalies, genetic disorders, stem cell implantation or surgery, or growth hormone therapy
  • Intentional self-injury,treatment due to use or abuse of any substance, drug or alcohol and treatment for de-addiction
  • Medical Expenses relating to any hospitalisation primarily and specifically for diagnostic, X-ray or laboratory examinations and investigations
  • Treatment arising from or traceable to pregnancy and childbirth
  • Treatment for any mental illness

 

Note: Any claims arising out of or attributable to any of the following is not covered,Please refer policy T & C for detailed list of exclusions.

Tax Benefits

When you pay the premium for your health insurance policy, you are liable to get a tax rebate under section 80D of the Income Tax Act, 1961.

Claim Process

In case you would like to know about the Claim Process or would like to register a Claim please click the link below

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Tab 2

2 burgers per month

burger₹ 700
Your yearly cost on fast food = roughly ₹ 8,400
price
Cost of Health Insurance for whole family with ₹ 5 lakhs cover!

Tab 3

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