Launch Date | UIN | Status |
3/7/2013 | 101L064V02 | Active |
Under this HDFC SL crest ulip plan, an individual can choose an annual premium for a payment term of 5 years for a 10 year policy term. Based on the annual premium and his age, a sum assured is calculated as follows:
After 5 years of premium payment term the individual can do partial withdrawals till the end of the policy term. After the policy term of 10 years, on maturity he receives the fund value prevailing as on that date. He can also opt to collect the maturity benefit in periodic instalments over a span of 5 years (settlement option). During this time there is no life cover and money is invested in the fund and the individual is ready to bear the volatility risk.
Suppose, if on unfortunate death of the individual during the policy term, his nominee receives the death benefit. The death benefit paid will be a higher value chosen either from:
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