Reliance Life Easy Care Fixed Benefit Plan

This comprehensive health plan offers you fixed payment for the daily hospitalization expenses, lump-sum payment towards the cost of multiple surgeries, benefit for 10 major surgeries, listed 10 major critical illness conditions & the cost of recovery from illness depending on the option chosen and fulfillment of certain criteria.

• It is a 5 year tenure Non-Linked Health Plan for which the premium is fixed in that tenure
• In this plan, a fixed amount is paid towards hospitalization expenses for the number of days hospitalized
• There is Guaranteed Renewability in this plan, up to the age of 75 years of age

• It is a 5 year tenure Non-Linked Health Plan for which the premium is fixed in that tenure.
• There is an additional 100% of hospital cash benefit for each day of stay in case of ICU treatment also available in this plan.
• The Sum Insured is increased by 5% (up to a maximum limit of 20%) of basic sum insured without paying any extra premium, for every claim free year as No Claim Bonus.

• Maturity Benefit:- Being a pure health plan, there is no Maturity Benefit payable in this plan
• Death Benefit:- Being a pure health plan, there is no Death Benefit payable in this plan

• Daily Hospital Cash Benefit (DHCB):
  Injury for a minimum period of 48 hrs a fixed amount of 1% of Sum Assured per day will be payable from the first day for the duration of Hospitalization for a valid claim. 
• Intensive Care Unit (ICU) benefit:
  An additional 100% of DHCB amount (1% of Sum Assured) per day is paid for each day of stay in the Intensive Care Unit (ICU) of the insured
• Additional Benefits:

1. The Sum Insured is increased by 5% (up to a maximum limit of 20%) of basic sum insured without paying any extra premium, for every claim free year as No Claim Bonus
2. There is a 5% renewal discount provided at the time of term renewal
3. Pre-existing diseases are covered after 4 years of continuous renewal
4. Premium remains fixed for a period of 5 years irrespective of increase in age, change in medical condition and number of the claims
5. Guaranteed Renewability, up to the age of 75 years

Insured Person committing or attempting to commit a criminal or illegal act, or intentional self injury or attempted suicide while sane or insane.

Tax Benefits

Tax benefits will be as per prevailing tax laws. Tax laws are subject to change.

Know claim process of Reliance Life Easy Care Fixed Benefit Plan

Claim Process

Reliance Life Insurance is a part of Reliance Capital of the Reliance Group. Reliance Capital is one of India's leading private sector financial services companies, and ranks among the top private sector financial services and non-banking companies, in terms of net worth. Nippon Life Insurance Company acquired 26% interest in equity share capital of the Company effective October 7, 2011 subsequent to receipt of all regulatory approval.