Robinhood Insurance Broker Private Limited

Product Info





Launch Date


Withdrawn Date

Product Overview

Reliance-Endowment Plan (Regular Premium) not only saves but it also adds to your savings, rewards you with bonuses and gives you a big lump sum amount. This plan let you enjoy your dream holiday with your family or pay off your house loan.

Product Description

  • Sum assured and vested bonuses on maturity of the policy, 100% of the total premium paid.
  • 10 times of annualised premium o base sum assured plus bonus or 105% premium paid
  • Premium paying option is regular


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Unique Features

  • Benefits like Death and maturity is provided
  • "Reliance-Endowment Plan (Regular Premium )" is a non linked, participating vanila endowment plan with reversionary bonus and regular premium paying term.

Eligibility Criteria

Eligibility Criteria
Age at Entry 5(last birthday) 50(last birthday)
Age at Maturity 18(last birthday) 75(last birthday)
Policy Term ( years) 10,15,20 and 25
Sum Assured  65, 261 Entry age 18 and above
Entry age 18 years - Rs 5,00,000
Premium paying option Regular pay
Premium paying modes Yearly, Half yearly, quarterly and monthly
Flexible premium paying mode Half-yearly 51% of the yearly premium
Quarterly 26% of the yearly premium
Monthly 1/2% of the yearly premium

OneInsure App Benefits

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Product Benefit

  • Maturity Benefit: On survival of the Life Assured to the maturity date provided the policy is force and all the premium have been paid, Maximum of Base Sum Assured plus vested bonuses or 100.1% of the total premiums paid under the plan will be paid.
  • Death Benefits: Death = Maximum of ( Base Sum Assured, 10 times of the annualised premium) plus Vested Bonuses OR 105% of the premium paid, excluding the underwriting extra premiums as on date of death. 

Other Policy Features

Feature Description
Premium Discontinuance Your policy will either lapse or become paid up
Lapse Annualised premium is not paid in full then the policy lapse
Policy will acquire surrender value which will be payable after 3 policy years 
If policy not revived at the end of the revival, policy might terminate.
Paidup Paidup  SA= SA *(No of premium paid / total no of premium payable)
Bonus will not reduce, but on being made Paid up the policy will cease to participate in future profits
Revival A policy is lapsed or paidup is reviewed within 2 years from the due date of the 1st unpaid premium before the maturity date.
The company reserve right to revise the applicable interest rate from time to time.
Note:- A paid up policy can be revived during the policy year.
Surrender Value  You have option to surrender your policy and receive the surrender value 
Policy will acquire Surrender value provided the 1st annual premium is paid 
Surrender value is payable after 3 years 
Guaranteed Surrender value GSV factor for bonus * Vested bonus 
Note:- GSV shall be equal to GSV factors*Total premium paid
(Excluding rider premium and extra premium and frequency loadings for model premiums) 
Special Surrender value Special Surrender Value factor*No of premiums paid/No of premiums payable during the policy term
Note:- If the policy is surrendered, it cannot be reinstated , it will be terminated after surrender.
Vested Bonus Reversionary Compound Bonus is a percentage of Sum Assured declared by the company at the end of each financial year.


If the Life Insured under the Policy, whether medically sane or insane, commits suicide, within one year of the date of reinstatement of the Policy, the Policy shall be void and the Company will only be liable to pay the higher of 80% of premiums paid or the surrender value.

Tax Benefits

Tax benefits will be as per prevailing tax laws. Tax laws are subject to change.

Claim Process

Know claim process of Reliance Life Endowment Plan

Claim Process

Company Overview

Reliance Life Insurance is a part of Reliance Capital of the Reliance Group. Reliance Capital is one of India's leading private sector financial services companies, and ranks among the top private sector financial services and non-banking companies, in terms of net worth. Nippon Life Insurance Company acquired 26% interest in equity share capital of the Company effective October 7, 2011 subsequent to receipt of all regulatory approval.


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Tab 2

2 burgers per month

burger₹ 700
Your yearly cost on fast food = roughly ₹ 8,400
Cost of Health Insurance for whole family with ₹ 5 lakhs cover!

Tab 3

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Get ₹. 50 Lakhs
on retirment by saving
₹. 3,900/ Month.