Robinhood Insurance Broker Private Limited

Bajaj Allianz - Sankat Mochan Policy

Bajaj Allianz 
general Insurance Company

Bajaj Allianz General Insurance Company Limited is a joint venture between Bajaj Finserv Limited 74% and Allianz SE 26% as on 31st March 2013. Bajaj Allianz General Insurance Co. Ltd offers products like Motor Insurance, Health Insurance, Travel Insurance, Home Insurance Etc.

Contact Details

Toll Free line: 1800-209-5858
E-mail: customercare@bajajallianz.co.in

Product Overview of Bajaj Allianz - Sankat Mochan Policy

This policy offers compensation in case of death or bodily injury to the insured person, directly and solely as a result of an accident, by external, visible and violent means.

Unique Features of Bajaj Allianz - Sankat Mochan Policy

In the event of Permanent Total Disability due to an accident, the company shall pay 125% of the Sum Insured.

Children's Education Bonus - If a claim under AD or PTD is accepted for an insured person, we will pay Rs. 5000/- each towards the cost of education. (up to maximum of two children).

Hospital confinement allowance - In case if the insured has claimed under AD, PTD, PPT, TTD, then the insurance company shall pay Rs. 1000 per day of hospitalization for a max. of 30 days.

Medical Expenses due to accidental injury - In the event you are hospitalised due to an accident, any medical expenses will be reimbursed upto the Sum Insured.

Transportation of Mortal Remains - Expenses incurred on transporting the mortal remains of the insured person to the nearest hospital due to an accident or to his residence or from the hospital and/or to a cremation or burial ground.

Eligibility Criteria for Bajaj Allianz - Sankat Mochan Policy

CategoryDescription
Age Group Min Entry Age: 18 Years Max Entry Age: 65 Years for Proposer & Spouse
Min Entry Age: 5 Years Max Entry Age: 25 Years for Dependent Children
Renewal Age Life Long Renewal
Policy Tenure 1 Year 
Family Definition Individual & Family - Self, Spouse and Dependent Children


CoverageDetailsEligibility
Basic Death Max 100 times of Monthly Income (Renewal after age of 66 years & above refer the policy T&C)
Wider Death+PTD+PPD Max 60 times of Monthly Income (Renewal after age of 66 years & above refer the policy T&C)
Comprehensive Death+PTD+PPD+TTD Max 24 times of Monthly Income (Renewal after age of 66 years & above refer the policy T&C)

Product Benefits of Bajaj Allianz - Sankat Mochan Policy

BenefitsDetails
Accidental Death (AD) 100% of Sum Insured
Permanent Total Disability (PTD) 125% AD Sum Insured
Permanent Partial Disability (PPD) As per the limits specified in the table
Transportation of Mortal Remains less of Rs. 5000 or 2% of SA
Children's Education Bonus Rs. 5000 each for 2 dependent children's (Age below 19 years)
Temporary Total Disablement (TTD) 1% of SI or Rs. 5000 per week, whichever is less

Add-ons for Bajaj Allianz - Sankat Mochan Policy

Add-OnDescription
Hospital Confinement Rs. 1000 per 24 hrs of hospitalization, maximum up to 30 days per policy period
Medical Expenses Reimbursement of actual expenses as per the policy terms & conditions

Additional discounts for Bajaj Allianz - Sankat Mochan Policy

Not Available

Exclusion in Bajaj Allianz - Sankat Mochan Policy

Accidental Bodily Injury that insured met while:

  • Suicide, attempted suicide or self inflicted injury or illness.
  • Under the influence of liquor or drugs.
  • Arising or resulting from the insured person(s)
  • Committing any breach of law with criminal intent.
  • Pregnancy, resulting childbirth, miscarriage, abortion, or complications arising out of these.
  • Nuclear energy, radiation, etc.
Please refer the policy Terms & Conditions for a detailed list of exclusions.

Claim Process for Bajaj Allianz - Sankat Mochan Policy

In case you would like to know about the Claim Process or would like to register a Claim please click the link below

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