IFFCO Tokio Individual Personal Accident Grand Plan
IFFCO Tokio General Insurance is a joint venture between Indian Farmers Fertilizer Co-operative (IFFCO) and Tokio Marine and Nichido Fire Group, one of the largest non-mutual private insurance group from Japan.
Toll Free line: 1800-103-5499
E-mail: websupport@iffcotokio.co.in
IFFCO Tokio Individual Personal Accident Grand Plan
This policy offers compensation in case of death or bodily injury to the insured person, directly and solely as a result of an accident, by external, visible and violent means.
Unique Features - IFFCO Tokio Individual Personal Accident Grand Plan
Children's Education Bonus: If a claim under AD or PTD is accepted for an insured person, the company shall pay a compensation as mentioned in the scale.
Acts of Terrorism is covered under this policy.
Hospital Cash: In the event of the insured person sustaining Bodily Injury which directly and independently of all other causes results in his/her being admitted in a Hospital as an in-patient within 1 (one) calendar month of the Date of Accident.
Modification Allowance: In the event of Permanent Total Disability or Dismemberment, the cost of modification of the house or vehicle to combat disability will be reimbursed to You/ Insured Person.
Injury Allowance due to foreign object: In the event of an iatrogenic error (Error by the Medical Practitioner) which leads to a foreign object being left in the insured person’s body during medical/surgical treatment, will be compensated.
Damage to Clothes: Cost of Clothing damaged in the Accident as described above and liability is admitted to the insurance company.
Eligibility Criteria - IFFCO Tokio - Individual Personal Accident Grand Plan
| Category | Details | |||||||
|---|---|---|---|---|---|---|---|---|
| Age Group | Min Entry Age: 5 Years Max Entry Age: 70 Years | |||||||
| Renewal Age | Life Long Renewal | |||||||
| Sum Insured | Based on the Monthly Income of the person | |||||||
| Policy Tenure | 1 Year | |||||||
| Family Definition | Individual & Family - Self, Spouse, Blood relatives i.e. Dependent brothers, Sisters, Dependent Children and Parents | |||||||
Product Benefits - IFFCO Tokio Individual Personal Accident Grand Plan
| BENEFITS | DETAILS | |||||||||
|---|---|---|---|---|---|---|---|---|---|---|
| Accidental Death | Accident whilst on board travelling as a passenger of scheduled Aircraft - 300% of the Capital Sum Insured Accident whilst as a passenger or as a driver of registered motorised Road Transport and/or Rail, or as a passenger on board in a passenger carrying ship - 200% of the Capital Sum Insured Accidental Burns - 200% of the Capital Sum Insured Snake Bite/ Animal Attack - 200% of the Capital Sum Insured Any other Accidental Means - 100% of Sum Insured |
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| Permanent Total and absolute Disablement | 150% of the Capital Sum Insured | |||||||||
| Permanent Partial Disablement | % as assessed by the Doctor and compensation paid as per the policy wordings | |||||||||
| Temporary Total Disablement | 1% of the Capital Sum Insured or Rs. 25,000/- whichever is less. | |||||||||
| Hospital Cash | 0.25% of SI per day for maximum 365 days | |||||||||
| Modification Allowance | 5% of the Capital Sum Insured or Actuals whichever is less | |||||||||
| Injury Allowance due to the foreign object | 10% of the Capital Sum Insured per policy period. | |||||||||
| Cost of Travel | Cost of travel for any relation, friend, colleague or any other nominated person by the Insured person or his/her spouse: Limited to 2.5% of C.S.I. or actual expenses, whichever is less. Travel for insured person - Limited to 2.5% of C.S.I. or actual expenses, whichever is less. |
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| Cost of Supporting Items | Limited to 2% of the Capital Sum Insured or actual expenses, whichever is less. | |||||||||
| Expenses For Carriage of Dead Body | Rs. 2500 | |||||||||
| Damage to the Clothes | Rs. 1000 | |||||||||
| Ambulance charges | Rs. 1000 | |||||||||
| Education Fund | For 1 Child - Rs. 5000 (Onetime payment) For 2 Child - Rs. 10000 (Onetime payment) |
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| Loss of Employment | 1% of the Capital Sum Insured | |||||||||
Add-ons for IFFCO Tokio - Individual Personal Accident Grand Policy
Not Available
Additional Discounts - IFFCO Tokio Individual Personal Accident Grand Plan
Not Available
Exclusion - IFFCO Tokio Individual Personal Accident Grand Plan
Accidental Bodily Injury that you meet with or arises out of:
- Any existing disablement prior to the inception of the policy
- Suicide, attempted suicide
- Serving in military, armed forces
- Under the influence of drugs, alcohol & other intoxicants
- Participation in felony, riots, war etc.
- Exposure to nuclear, radioactive materials
- Loss due to child birth or pregnancy, etc.
Claim Process - IFFCO Tokio Individual Personal Accident Grand Plan
In case you would like to know about the Claim Process or would like to register a Claim please click the link below
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