Oriental Insurance - Janata Personal Accident Policy
Oriental Insurance is a wholly owned subsidiary of Government of India. With a wide range of insurance products, over 900 offices and large distribution network, Oriental Insurance is one of the largest and general insurance company in India. Besides India, the company also has offices in Nepal, Kuwait and Dubai.
Toll Free line: 1800-11-8485/91-11-33208485
E-mail: csd@orientalinsurance.co.in/support@orientalinsurance.co.in
This policy offers compensation in case of death or bodily injury to the insured person, directly and solely as a result of an accident, by external, visible and violent means.
Unique Features of Oriental Insurance - Janata Personal Accident Policy
Accidental Death - In event of an accident, if the insured dies then 100% of the sum insured will be payable.
Permanent Total: It provides for payment of compensation for bodily injury caused by accidental, violent, external and visible means resulting in Permanent Total Disablement resulting from an accident.
Total and irrecoverable loss of sight of one eye or loss of use of one hand or foot.
Eligibility Criteria for Oriental Insurance - Janata Personal Accident Policy
| Category | Details | ||||||
|---|---|---|---|---|---|---|---|
| Age Group | Min Entry Age: 5 Years Max Entry Age: 70 Years For Children Min Entry Age: 5 Years Max Entry Age: 19 Years |
||||||
| Renewal Age | Life Long Renewal | ||||||
| Sum Insured | Rs. 1 Lac to Rs. 5 Lacs | ||||||
| Policy Tenure | 1 Year | ||||||
| Family Definition | Individual | ||||||
Product Benefits of Oriental Insurance - Janata Personal Accident Policy
| Benefits | Description | ||||||||
|---|---|---|---|---|---|---|---|---|---|
| Accidental Death | 100% of the Sum Insured | ||||||||
| Total and irrecoverable loss of sight of both eyes or loss of use of two hands or feet or loss of sight of one eye and loss of use of hand or foot. | 100% of the Sum Insured | ||||||||
| Total and irrecoverable loss of sight of one eye or loss of use of one hand or foot. | 50% of the Sum Insured | ||||||||
| Permanent total disablement due to accident | 100% of the Sum Insured | ||||||||
Add-ons for Oriental Insurance - Janata Personal Accident Policy
Not Available
Additional discounts for Oriental Insurance - Janata Personal Accident Policy
Discount is allowed under Oriental Insurance Janata Personal Accident Policy depending upon the number of persons covered.
Exclusion in Oriental Insurance - Janata Personal Accident Policy
Accidental Bodily Injury that you meet with or arises out of:
- Payment of compensation in respect of injury as a direct consequence of:
Committing or attempting suicide, intentional self injury.
Under the influence of intoxicating liquor or drugs. - Whilst engaging in Aviation or whilst mounting into, dismounting from or traveling in any aircraft other than as a passenger (fare paying or otherwise) in any duly licensed standard type of aircraft anywhere in the world.
- Death or disablement resulting from Pregnancy or childbirth.
- Death or disablement resulting from Venereal disease or insanity.
- Contracting any illness directly or indirectly arising from or attributable to HIV and/or any HIV related illness including AIDS and/or any mutant derivative or variation of HIV or AIDS.
- Committing any breach of law of the land with criminal intent, etc.
Claim Process for Oriental Insurance - Janata Personal Accident Policy
In case you would like to know about the Claim Process or would like to register a Claim please click the link below
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