Raheja QBE - Individual Personal Accident Policy
The Rajan Raheja Group, one of India’s most dynamic and diversified business group brings QBE (one of the world’s most respected Insurance companies) back to India, as Raheja QBE.
Toll Free line: 1800-102-7723
E-mail: info@rahejaqbe.com
This policy offers compensation in case of death or bodily injury to the insured person, directly and solely as a result of an accident, by external, visible and violent means.
Unique Features of Raheja - Individual Personal Accident Policy
Education Benefit: In case of Death and Permanent Total Disablement of the insured person, the company will provide a compensation for child's education.
Loss of Employment Benefit: In the event of Permanent Total disability, where the insured person has lost his/her employment, the company shall pay a compensation.
Medical Expenses Extension: If an insured person is hospitalized due to an accident resulting to bodily injury, death or disablement, the company will reimburse the medical expenses which are reasonable and necessary
Cost of Transporting Mortal Remains: Cost of transportation for carrying the dead body to home which includes the funeral charges as well.
Cost of clothing damaged in accident as mentioned above and liability of disablement is admitted by company.
Hospital Confinement Allowance: If an insured person is hospitalized due to an accident resulting to bodily injury, death or disablement, the company provides a hospital confinement daily allowance
Eligibility Criteria for Raheja - Individual Personal Accident Policy
| Category | Details | |||
|---|---|---|---|---|
| Age Group | ||||
| Renewal Age | ||||
| Sum Insured | ||||
| Policy Tenure | 1yr | |||
| Family Definition | Individual & Family (Spouse, Dependent Children & Dependant Parents) | |||
Product Benefits of Raheja - Individual Personal Accident Policy
| Benefits | Description | ||||||||
|---|---|---|---|---|---|---|---|---|---|
| Accidental Death | 100% of Sum Insured | ||||||||
| Permanent Total Disability | As specified in policy schedule | ||||||||
| Permanent Partial Disability | As specified in policy schedule | ||||||||
| Temporary Total Disability | 1% of SI or Rs. 5000 whichever is less for 104 weeks | ||||||||
| Ambulance Charges | Up to Rs. 1000 | ||||||||
| Loss or damage to clothing | Up to Rs. 1000 | ||||||||
| Cost of Transporting Mortal Remains | 1% of SI or Rs. 2500 whichever is less | ||||||||
| Education Assistance | Rs. 5000 each for 2 dependent children | ||||||||
| Loss of Employment | 2% of Sum Insured | ||||||||
| Cumulative bonus | In the event there is no claim, sum insured will be increased by 5%, subject to a max. of 25% | ||||||||
Add-ons for Raheja - Individual Personal Accident Policy
| Add-ons | Details | |||||
|---|---|---|---|---|---|---|
| Medical Expenses Extension | Reimbursement of the actual medical expenses | |||||
| Hospital Confinement Allowance | Rs. 500 per day, maximum of 30 days | |||||
Exclusion in Raheja - Individual Personal Accident Policy
Accidental Bodily Injury that you meet with or arises out of:
- Self-injury, suicide, venereal disease or insanity
- Influence of intoxicating liquor or drugs
- Death due to pregnancy or childbirth
- Breach of law with criminal intent
- War and nuclear group of perils
- On duty with armed forces
- Injury/death while participating in adventurous
- Adventure Sports
- Terrorism
Claim Process for Raheja - Individual Personal Accident Policy
In case you would like to know about the Claim Process or would like to register a Claim please click the link below
Know More