TATA ASIA Guard
General Insurance Company Limited
Tata AIG General Insurance Company Limited is a joint venture between Tata Group and American International Group (AIG).The company offers a range of general insurance covers for businesses and individuals and has a comprehensive range of general insurance products for Liability, Marine Cargo, Personal Accident, Travel, Rural-Agriculture Insurance, Extended Warranty etc. Each product offering is backed by professional expertise. Tata AIG General Insurance Company Limited has an asset base of approximate 0.6 billion USD.
Toll Free - 1800 266 7780
Tata AIG Asia Travel Guard is a comprehensive travel protection plan for travel within Asia (except Korea and Japan), that takes care of any and every mishap, right from loss of baggage to medical emergency situations.
Unique Features of TATA ASIA Guard
24 hour personal accident cover up to US $15,000
Reimbursement of medical expenses due to accident and sickness.
Personal Liability cover in all plans
Comprehensive emergency medical evacuation and Repatriation of Remains
Eligibility Criteria for TATA ASIA Guard
| Product Name | Travel Guard | ||||||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Minimum Age of Entry | 6 months | ||||||||||||
| Maximum age of Entry | 70 years | ||||||||||||
| Renewal Age | Life Long Renewal ( only on annual multi-trip) | ||||||||||||
| Sum Insured | USD 50,000/200,000 | ||||||||||||
| Policy Tenure | 180 days( can be extended for further 180 days) | ||||||||||||
| Family Definition | Individual and Family (consisting of self, spouse and dependent children) | ||||||||||||
| Premium Calculated on Basis of | Age, Trip duration, Destination and Sum Insured | ||||||||||||
Product Benefits of TATA ASIA Guard
| Benefits | Silver Plan | Gold Plan |
| Accidental Death and Dismemberment (24 Hrs) | $10,000 | $15,000 |
| Accident and Sickness Medical Expense | $50,000 | $200,000 |
| Deductible | $100 | $100 |
| The following Maximum eligible expenses per Sickness or Disease are applicable to Insured Persons Aged 56-70, regardless of the plan / option purchased | ||
| Hospital Room and Board and Hospital miscellaneous | Maximum $1,500 per day upto 30 days whichever is less |
|
| Intensive Care Unit | Maximum $3,000 per day upto 7 days whichever is less. |
|
| Surgical treatment | Maximum $10,000 | |
| Anesthetist Services | Upto 25% of Surgical Treatment | |
| Physician's Visit | Maximum $75 per Day upto 10 visits | |
| Diagnostic and Pre-Admission Testing | Maximum $500 | |
| Ambulance Services | Maximum $400 | |
| Assistance Services | INCLUDED | INCLUDED |
| Checked Baggage Delay | NA | $75 |
| Deductible | NA | NA |
| Checked Baggage Loss# | $500 | $1,000 |
| Emergency Medical Evacuation | INCLUDED | INCLUDED |
| Loss of Passport | $250 | $250 |
| Deductible | $30 | $30 |
| Personal Liability | $100,000 | $200,000 |
| Deductible | $200 | $200 |
| Repatriation of Remains | INCLUDED | INCLUDED |
Exclusions for TATA ASIA Guard
- 1. Insured Person is traveling against the advice of a Physician; or is travelling for the purpose of obtaining treatment.
- 2. Any Pre-existing Condition or any complication arising from it;
- 3. Suicide, attempted suicide(whether sane or insane) or intentionally self inflicted Injury or Illness, or sexually transmitted conditions, mental or nervous disorder, anxiety, stress or depression, Acquired Immuno Deficiency Syndrome (AIDS), Human Immunodeficiency Virus (HIV) infection
- 4. Serving in any branch of the Military or Armed Forces of any country, whether in peace or War
- 5. Being under the influence of drugs, alcohol, or other intoxicants or hallucinogens,
- 6. Operating or learning to operate any aircraft, or performing duties as a member of the crew on any aircraft or Scheduled Airline;
- 7. Any loss arising out of War, civil war, invasion, insurrection, revolution, act of foreign enemy,
- 8. Performance of manual work for employment or any other potentially dangerous occupation,
- 9. Participation in winter sports, skydiving/ parachuting, hang gliding, bungee jumping, scuba diving, mountain climbing,
- 10. Pregnancy and all related conditions. This however does not include ectopic pregnancy proved by diagnostic means and is certified to be life threatening by the Physician
- 11. Any non medical expenses
Claim Process for TATA ASIA Guard
Assistance service provider is to be informed in each & every medical treatment.Non Intimation may invalidate the claim.
Service Provider details
Assistance Details: While in India
Contact No: 1800 119966 from BSNL/MTNL Landline or 1800 22 9966
E Mail: general.claims@tata-aig.com
Assistance Details: While abroad
Contact No: +603-2118-0783 or +603-2118-0784
E Mail: TGAP.TATAclaims@aig.com
SMS: 'CLAIM' to 5616181