Robinhood Insurance Broker Private Limited

TATA Student Travel

Tata AIG
General Insurance Company Limited

Tata AIG General Insurance Company Limited is a joint venture between Tata Group and American International Group (AIG).The company offers a range of general insurance covers for businesses and individuals and has a comprehensive range of general insurance products for Liability, Marine Cargo, Personal Accident, Travel, Rural-Agriculture Insurance, Extended Warranty etc. Each product offering is backed by professional expertise. Tata AIG General Insurance Company Limited has an asset base of approximate 0.6 billion USD.

Contact Details

Toll Free - 1800 266 7780

Product Overview of TATA Student Travel

TATA AIG Student Guard is a policy that covers students against any uncertainties that could interrupt their education. It’s a comprehensive policy that assist you in case of health risks, accidents & loss of sponsorship when you travel abroad and also family emergencies back home.

Unique Features of TATA Student Travel

Cover for study interruption, compassionate visit & sponsor protection

Relocation Support Program for the 365 day (including Americas) option

Treatment for mental and nervous disorders, including alcoholism and drug dependency

Comprehensive emergency medical evacuation and Repatriation of Remains

Eligibility Criteria for TATA Student Travel

Product NameTravel Guard
Minimum Age of Entry 16 Years
Maximum age of Entry 35 years
Renewal Age Up to 35 years
Sum Insured USD 50,000/250,000
Policy Tenure Maximum duration is 365 days
Family Definition Individual
Premium Calculated on Basis of Age, Trip duration, Destination and Sum Insured

Product Benefits of TATA Student Travel

Coverages (Amount in USD) Plan A Plan B Ultimate Ultimate Plus Supreme
AD & D 24 Hours 10,000 25,000 25,000 30,000 50,000
Felonious Assault (AD & D) 5000 5000 25,000 25,000 25,000
Accident & Sickness Medical
Expenses Reimbursement
50,000 1,00,000 2,50,000 5,00,000 5,00,000
Deductible 100 100 100 100 100
Child care benefits 250 500 1000 1250 1500
Coverage for Pre existing
Conditions under A&S
500 1000 2500 5000 5000
Maternity Benefit (Only Inpatient
Treatment including 1 month post
Natal Cover) - Waiting Period -
10 Months
500 1000 2000 2500 3000
Ambulance Charges 250 250 250 500 500
Treatment for mental and nervous
disorders: including alcoholism
and drug dependency.
--- 500 1000 2000 2500
Cancer screening and
mammography examinations
250 500 1500 2500 3000
Physiotherapy 500 500 500 500 500
Sickness Dental Relief 250 300 400 500 500
Deductible 100 100 100 100 100
Assistance Services Included Included Included Included Included
Emergency Evacuation 5,000 10,000 15,000 25,000 25,000
Continuing Treatment (following
Medical Repatriation to your
Country of Origin)##
NA NA NA NA 20,000
Repatriation of Remains 2500 5000 7500 10000 10000
Checked Baggage Loss 500 1000 2000 2500 2500
Checked Baggage Delay#
(After 12 hours only)
---- 50 150 250 250
Loss of passport 250 250 250 250 250
Deductible 30 30 30 30 30
Personal Liability 1,00,000 1,00,000 5,00,000 5,00,000 5,00,000
Deductible 200 200 200 200 200
Study Interruption 7500 7500 15000 25000 25000
Sponsor Protection 10,000 10,000 20,000 25,000 25,000
Compassionate Visit ( 2-Way) Visit 1,500 5,000 7,500 10,000 10,000
Bail Bond 500 1000 5000 5000 5000
Hijack Cash Benefit 100 per day
(Max 500)
100 per day
(Max 500)
100 per day
(Max 500)
100 per day
(Max 500)
100 per day
(Max 500)
Deductible 1 Day 1 Day 1 Day 1 Day 1 Day
Missed Connection/
Missed Departure
250 500 750 1000 1000
Deductible 25 50 75 100 100
Trip Delay 10 per 12 hr
(Max 100)
10 per 12 hr
(Max 100)
10 per 12 hr
(Max 100)
10 per 12 hr
(Max 100
10 per 12 hr
(Max 100)
Deductible 12 Hrs 12 Hrs 12 Hrs 12 Hrs 12 Hrs
Fraudulent Charges(Payment
Card Security)
500 1000 1500 2000 2000

Exclusions for TATA Student Travel

  1. 1. Insured Person is traveling against the advice of a Physician; or is travelling for the purpose of obtaining treatment.
  2. 2. Any Pre-existing Condition or any complication arising from it;
  3. 3. Suicide, attempted suicide(whether sane or insane) or intentionally self inflicted Injury or Illness, or sexually transmitted conditions, mental or nervous disorder, anxiety, stress or depression, Acquired Immuno Deficiency Syndrome (AIDS), Human Immunodeficiency Virus (HIV) infection
  4. 4. Serving in any branch of the Military or Armed Forces of any country, whether in peace or War
  5. 5. Being under the influence of drugs, alcohol, or other intoxicants or hallucinogens,
  6. 6. Operating or learning to operate any aircraft, or performing duties as a member of the crew on any aircraft or Scheduled Airline;
  7. 7. Any loss arising out of War, civil war, invasion, insurrection, revolution, act of foreign enemy,
  8. 8. Performance of manual work for employment or any other potentially dangerous occupation,
  9. 9. Participation in winter sports, skydiving/ parachuting, hang gliding, bungee jumping, scuba diving, mountain climbing,
  10. 10. Pregnancy and all related conditions. This however does not include ectopic pregnancy proved by diagnostic means and is certified to be life threatening by the Physician
  11. 11. Any non medical expenses
Please refer the policy wordings for detailed list of exclusions

Claim Process for TATA Student Travel

Assistance service provider is to be informed in each & every medical treatment. Non Intimation may invalidate the claim.

Service Provider details

Assistance Details: While in India
Contact No: 1800 119966 from BSNL/MTNL Landline or 1800 22 9966
E Mail: general.claims@tata-aig.com

Assistance Details: While abroad
Contact No: +603-2118-0783 or +603-2118-0784
E Mail: TGAP.TATAclaims@aig.com

SMS: 'CLAIM' to 5616181

Know Claim Process


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