Robinhood Insurance Broker Private Limited

TATA Travel Guard

Tata AIG
General Insurance Company Limited

Tata AIG General Insurance Company Limited is a joint venture between Tata Group and American International Group (AIG).The company offers a range of general insurance covers for businesses and individuals and has a comprehensive range of general insurance products for Liability, Marine Cargo, Personal Accident, Travel, Rural-Agriculture Insurance, Extended Warranty etc. Each product offering is backed by professional expertise. Tata AIG General Insurance Company Limited has an asset base of approximate 0.6 billion USD.

Contact Details

Toll Free - 1800 266 7780

Product Overview of TATA Travel Guard

This policy covers for medical treatment expenses including ancillary expenses like loss of passport, baggage loss etc and personal liability. The policy uses the services of a external service provider in the event of an emergency. This policy also has an inbuilt deductable amount which is applicable in all claims apart from accidental death.

Unique Features of TATA Travel Guard

Automatic extension of the policy upto 7 days

Higher dental cover/ Bounced hotel & airline booking. Available in all variants

Personal Liability cover in all plans

Comprehensive emergency medical evacuation cover

Fraudulent charges (payment card security)

Repatriation of mortal remains upto sum insured

Eligibility Criteria for TATA Travel Guard

Product NameTravel Guard
Minimum Age of Entry 180 days
Maximum age of Entry 100 years
Renewal Age Life Long Renewal (only on annual multitrip)
Sum Insured USD 50000/ 100000/250000/500000
Policy Tenure 180 days( can be extended for further 180 days)
Family Definition Individual Plan
Premium Calculated on Basis of Age, Trip duration, Destination and Sum Insured

Product Benefits of TATA Travel Guard

Single Trip Annual Multi Trip
Benefits Silver Silver Plus Gold  Platinum Senior Plan Gold  Platinum
Age Band 6 Months-70 Years 6 Months-70 Years 6 Months-70 Years 6 Months-70 Years 71 Yrs and above 19-70 Yrs and >71 yrs 19-70 Yrs and >71 yrs
Sum(s) Insured in US $ (Including and Excluding the Americas) (Worldwide)
Accidental Death and Dismemberment 10,000 10,000 15,000 25,000 10,000 15,000 25,000
Accidental Death and Dismemberment
(Common Carrier)
NA 5,000 5,000 5,000 NA 5,000 5,000
Accident and Sickness Medical Expenses 50,000 100,000 250,000 500,000 50,000 250,000 500,000
Deductible 100
Sickness Dental Relief 300 400 500 1000 300 500 1000
Deductible 150
Emergency Medical Evacuation Benefit Available upto sum insured
Repatriation of Remains
Baggage Delay  (After first 12 hrs.) 50 100 200 500 50 100 200
Checked Baggage Loss  500 750 1000 1000 500 1000 1000
Loss of Passport  250 250 250 250 250 250 250
Deductible 30
Personnal Liability Benefit 100,000 150,000 200,000 500,000 100,000 200,000 200,000
Deductible 200
Flight Delay NA Max 100 $ Max 100 $ Max 100 $ NA Max 100 $ Max 100 $
Hijack NA Max 500 $ Max 500 $ Max 500 $ NA Max 500 $ Max 500 $
Emergency cash advance 500 750 1000 1500 500 1000 1500
Fraudulent Charges (Payment Card Security) 500 500 1000 2000 NA 1000 2000
Home Burglary (in Rs) Rs 100,000 Rs 100,000 Rs 200,000 Rs 200,000 NA Rs 200,000 Rs 200,000
Trip Cancellation 500 750 1000 NA 750 1000
Deductible 50 75 100 NA 75 100
Trip Curtailment 500 750 1000 NA 750 1000
Deductible 50 75 100 NA 75 100
Missed Connection / Missed Departure 500 750 1000 NA 750 1000
Deductible 50 75 100 NA 75 100
Bounced Hotel / Airline booking 500 750 1000 NA 750 1000
Deductible 50 75 100 NA 75 100

Exclusions for TATA Travel Guard

  1. 1. Insured Person is traveling against the advice of a Physician; or is travelling for the purpose of obtaining treatment.
  2. 2. Any Pre-existing Condition or any complication arising from it;
  3. 3. Suicide, attempted suicide(whether sane or insane) or intentionally self inflicted Injury or Illness, or sexually transmitted conditions, mental or nervous disorder, anxiety, stress or depression, Acquired Immuno Deficiency Syndrome (AIDS), Human Immunodeficiency Virus (HIV) infection
  4. 4. Serving in any branch of the Military or Armed Forces of any country, whether in peace or War
  5. 5. Being under the influence of drugs, alcohol, or other intoxicants or hallucinogens,
  6. 6. Operating or learning to operate any aircraft, or performing duties as a member of the crew on any aircraft or Scheduled Airline;
  7. 7. Any loss arising out of War, civil war, invasion, insurrection, revolution, act of foreign enemy,
  8. 8. Performance of manual work for employment or any other potentially dangerous occupation,
  9. 9. Participation in winter sports, skydiving/ parachuting, hang gliding, bungee jumping, scuba diving, mountain climbing,
  10. 10. Pregnancy and all related conditions. This however does not include ectopic pregnancy proved by diagnostic means and is certified to be life threatening by the Physician
  11. 11. Any non medical expenses
Please refer the policy wordings for detailed list of exclusions

Claim Process for TATA Travel Guard

Assistance service provider is to be informed in each & every medical treatment. Non Intimation may invalidate the claim.

Service Provider details

Assistance Details: While in India
Contact No: 1800 119966 from BSNL/MTNL Landline or 1800 22 9966
E Mail: general.claims@tata-aig.com

Assistance Details: While abroad
Contact No: +603-2118-0783 or +603-2118-0784
E Mail: TGAP.TATAclaims@aig.com

SMS: 'CLAIM' to 5616181

Know Claim Process


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