Travel Insurance

Daily allowance is a per day compensation paid to the insured in the event of an incidence such as hospitalization, hijack, etc. 

A ‘Pre-Existing Illness’ is a condition, ailment, injury or diseases for which the insured person is already suffering from before buying the policy. This policy does not cover pre-existing diseases even if:

Generally it is not covered. However, some plans pay for PED (Pre existing d2iseases), leading to life threatening situations and pregnancy complications can be one such situation.

Yes, only in case of cash shortage due to theft, burglary, robbery, etc., as per the insurance policy terms.

Yes. You can buy travel insurance in case you are going abroad on work permit. This will be valid for a stipulated period varying from 90 to 120 days. At the end of this period you can opt for insurance offered by your company, in the country where you will be working.

When you buy a Travel Insurance Plan there are certain factors you need to look into before deciding the right cover. It is important and advisable to understand your needs. Let us look at important factors that determine the coverage amount:-

No, Travel Insurance is not mandatory for all countries. However, there are certain countries like, United Kingdom, Austria, Greece, Portugal, Spain, France, Germany, Belgium, Luxembourg and Netherlands, which require a travel insurance proof while issuing a visa. Also, those who are 60 yrs old and travelling to the United States of America, Canada or Australia must have a travel insurance policy.