FAQ - Others
Q.
Are investment returns guaranteed in a ULIP?
Ans
In a ULIP, investment returns are not guaranteed and the risk in the investment portfolio is borne by the policyholder. With ULIPs, greater the risk, higher would be the return potential. For example investment into Equity is considered most risky but it also offers higher returns. Moreover, past performance of funds does not guarantee same results in future and hence one should pick funds wisely.