Frequently asked questions

With so many private sector players entering the insurance industry, several innovative outreach efforts have made their way into the sector. Today, you can insure yourself from the comfort of your home, at the click of a few links.

When you buy a health insurance plan, you are assured a pre-determined coverage amount in case of sickness or injury. Some plans also provide cover for losses from accidents, medical expenses, disabilities, and even accidental death.

Have you been wondering what is health insurance and why you must opt for it? in simple terms, health insurance covers the whole or a part of the risk of a person incurring medical expenses in case of sickness or injury.

A health insurance plan is a contract between a policyholder and an insurer whereby the latter agrees to pay/reimburse the medical and hospitalization expenses incurred by the former.

Yes, in March 2006, Pradhan Mantri Medical Insurance Scheme was launched as Pradhan Mantri Swasthya Suraksha Yojana (PMSSY).

By getting yourself covered under Allianz overseas students' plan, you can avail the following benefits:

Under health insurance, there are generally two categories of deductibles: high deductibles and low deductibles. The deductible is the amount that the policyholder pays out of his/her own pocket before making a claim in the event of hospitalization.

Mediclaim is a financial protection to individuals in the event of medical emergency. The policy gives reimbursement against the cost incurred on any of the pre-specified illnesses and surgery.

Health insurance has begun to gain a lot of importance in today's time. The awareness of buying a health insurance has increased between individuals due to the change in lifestyle and food habits that we follow, many individuals are prone to various diseas

Pre-existing diseases are those medical conditions which existed even before purchasing the insurance.