Health Insurance

  • Ans

    Yes, there is a waiting period of 30 days for a new policy, starting from the policy inception date, for any hospitalization, except any emergency hospitalization caused due to accident.  Besides, there is also a waiting for period for pre-existing diseases which varies from company to company. In most cases the waiting for pre-existing disease is 48 months.

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  • Ans

    There is a variety of health insurance products available and not all products are suited for your needs. Similarly, determining the appropriate amount of health insurance cover is vital as our requirements differ and priorities change from time to time.

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  • Ans

    Modern lifestyles, unhealthy eating habits, hectic schedules, etc. are contributing to a number of diseases and health hazards. While changing the lifestyle seems to be a task, arranging finance for health care has turned into worldwide concern. While US is making all possible efforts to reform HealthCare law, India too is waking up to importance of Health care insurance.

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  • Ans

    Health Insurance is a coverage that pays for the insured’s medical and surgical expenses, arising out of sickness or injury. It is an important tool considering the rise in health related issues, increasing healthcare costs and the financial security it offers during a medical contingency.

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