Health Insurance

Medical advancements may surely be making our lives longer, but that doesn’t take away from the fact that this longevity does not come free of cost, neither does it come at a cheaper price. Skyrocketing hospital bills post a simple treatment; have already made us realize the significance of buying Health Insurance Policies for ourselves. However, don’t you think your parents need them too, given that they are more susceptible to illnesses? Besides, for all those years they have spent on your wellbeing, don’t you think, it’s time to pay back?

With over 30 General Insurers to choose from, the consumer at times may find it tough to decide who to go with. Also, after having bought the policy from a particular health insurer, one might have easy tendencies to switch to another insurer while renewing the policy for the next year. This may happen due to the availability of varied features in another insurer’s product. In this article however, we suggest, you stick to your current health insurer. Why? To know the reasons, read our list below where we discuss the benefits of staying with one health insurer over switching to another.

Winter has arrived!

Rajesh recently purchased a health insurance plan. He knew he made the right decision since his lifestyle made him more prone to illnesses. Without a health cover, he would have had to spend huge sums of money in hospital expenses. 

Many of us suffer from allergies of different kinds - food, dust, pet fur, etc. Coming into contact with anything that triggers an allergic reaction is never pleasant, given that itching, sneezing, swelling and rashes are some of the symptoms you experience. So where does health insurance stand in case of allergies? A common question that we get from our customers is whether they will be eligible for a health cover if they suffer from some kind of allergy. Well, the good news is that health insurance companies do extend coverage to people suffering from allergies.

If you have a look at the society today, you will definitely find a huge gap between the ratio of men and women who have availed health insurance plans. Women lag far behind when it comes to taking a health cover for themselves. Now, it really does not matter if you’re heading an organization or a homemaker, or if you’re single or married, health insurance is the need of the hour and every woman out there must have it.

Insurance companies blacklisting hospitals? Yes, that happens. Claims—be it cashless or reimbursement—that deal with treatments availed at any of the blacklisted hospitals stand to be denied by your insurance company. But what prompts insurance companies to do this? When a hospital is discovered to be indulging in corrupt practices like overcharging patients with health insurance, they will be blacklisted by insurance companies.

Expecting a new member is surely an exciting time for the family, but it also calls for you to realistically start looking at your finances. As a responsible parent, you need to be well-prepared early on to meet the costs associated with pregnancy and the delivery of the new-born. Now, given that the cost of hospital expenses are rising quickly, especially those related to maternity and child care, it is important for married couples to chalk out a financial plan as to how they will handle the costs related to pregnancy. Having a maternity cover in place can help meet such expenses as it will not only take some of the financial burden off your shoulders, you can be there for your family without any stress.