Health Insurance

A Claim process of health insurance is very specific and depends on the insurance company you choose. Generally, below are the expenses which are covered under a Health Insurance Policy:

With a population of over 133 crores, and less than 20% having some form of Health cover, Healthcare is a serious concern in India. Moreover, lack of adequate healthcare resources and a medical inflation rate of around 15%, per year, makes matter even worse.

Our main aim while buying a Health Insurance Policy is to be covered for any medical contingencies. Sometimes we blindly trust on our agent and buy a plan which may not be helpful at all times. It is important to know the benefits & exclusions before finalising the plan. However, there are times when your claim can be rejected due to some information you might have missed or forgot to mention. So what does one needs to do when your claim is REJECTED?

As consumers, we always seek to derive more out of the products and services that we purchase. A Recharge Benefit offered under a Health insurance plan is one such product that offers you an additional Sum Insured, at no extra cost. Sounds interesting, isn’t it?

There is a common saying that Health is Wealth. Those who agree would understand how important Health Insurance is today, as it impacts both, your Health and your Wealth. Purchasing a Health Insurance is an important financial decision and you would want a policy that never lets you down.

Mr. Dilip recently brought a life insurance cover from OneInsure and was pleasantly surprised to know about the wide range of products and services offered by us. He already had a family health insurance cover of 5 Lacs Sum Insured with New India Retail Health Insurance.

Milind, an avid trekker and fitness enthusiast, spent most of his weekends trekking with different groups and had covered almost all the destinations across Western India. Most trekkers are good planners and so was Milind. To take care of his family’s financial and healthcare needs, he had purchased a Life and Health Insurance policy.

In the last few decades, medical advancements have increased the life expectancy rate. However, poor lifestyle choices, stressful life and changing climatic conditions has deteriorated the quality of health and made us more vulnerable to hospitalization.