Health Insurance
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As our readers already know, health insurance plans have emerged as one of the fundamental pillars of the urban Indian’s financial portfolio in the 21st century. Most of our readers may also be aware of the major benefits of a health plan. Let’s revise them quickly:
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A good portion of corporate companies operating in India offer Corporate or Group Health Insurance as a benefit along with salary. There is nothing wrong with going for these plans. What IS wrong, though, is relying solely on these plans for your Health Insurance needs.
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Wealth may not be able to BUY health, but the role healthy finances play in one’s mental and physical health cannot be denied.
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We live in a challenging time, health- and wellness-wise. The year 2020 has shown us that health is the most important facet of our lives. Without it, everything comes to a standstill and success in other aspects of life tend to not matter so much. But, of course, we do not have to elaborate too much the important benefits of a health plan in the mature Indian’s financial planning:
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As time has gone by, we in India have grown numb to COVID-19 numbers. There was a time in mid-September 2020 that India had close to 1,00,000 positive COVID-19 cases IN A SINGLE DAY! And yet, the panic we felt then was not as great as when the Ministry of Health announced early in February 2020 that COVID-19 had entered the country and a few cases had come out positive in Kerala.
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Remember the New Year that just went by? Just like everyone else, you too must have made a few resolutions. According to a global survey by Pew, close to 85% of resolutions that people make on New Year’s Day revolve around health and money.
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The World Heart Federation has chosen the following theme for this year’s World Heart Day, celebrated on Sept 29:
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Different financial planners will give you very different concepts of the best way to handle your financial portfolio. However, regardless of what type of clients they serve and where in the world they operate from, one concept is very clear among all money managers:
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One of the biggest satisfactions in life is to be able to give something back to your parents when they have given so much to you.
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To protect your phone from bumps and damages, you use a screen-guard. But when it rains, the screen-guard alone cannot help you protect your phone. You need a plastic baggie to keep the phone dry and safe from water. In the same way, a health insurance plan is the screen-guard and the additional plastic baggie used when it rains is the health insurance top-up plan.