OneInsure Blog

Health Insurance

Post By Aditya Nair

Strengthened Your New Year Health Resolutions Yet?

Remember the New Year that just went by? Just like everyone else, you too must have made a few resolutions. According to a global survey by Pew, close to 85% of resolutions that people make on New Year’s Day revolve around health and money.

Sadly, another survey reveals that 95% of people that make health resolutions fail in their goals and give up within a few weeks. Does this sound familiar? We sure hope not!

While the ideal-case scenario is that you do stick to your health plan and exercise regimen, OneInsure does realize that the stresses of day-to-day life and the running of a home can be detrimental to both your health resolutions as well as your overall health.

This is why, having the safety net of a health insurance plan is crucial in every urban Indian’s portfolio. What are the benefits of a health plan, you ask?

Benefits of a Health Insurance Plan

Health plans cover large hospitalization costs in case of planned treatments, surgeries, and even emergencies (road accidents, for example) in return for relatively affordable premiums. If you visit a network hospital, the treatment can even be cashless!
A health plan protects you and your family from the financial burden of expensive treatments.
Family-floater health plans allow you to cover the entire family under a single health plan for marginally higher premiums.
High-quality treatments with no compromises.
Tax benefits up to ₹ 20,280 under Section 80(D).
Under Section 80(D), tax-deductions can be claimed up to ₹ 65,000.
Having a health plan ensures you are not fooled at hospitals with extra charges and unnecessary procedures.

(Suggested Reading: Whats and Hows of Health Insurance)

Now that you know why a health plan is a financial portfolio mainstay for the urban Indian, let’s see how to maintain health and stick to your resolutions. Some super-easy tips:

Sleep at least 7 hours a day
Exercise 30 minutes daily 4 days a week
Perform an activity that you love to do at least once a week (one of the top ways to stay healthy!)
Don’t eat after 9 PM; if you have to, go for some greens or fruits
Cut down on wheat as gluten is extremely unhealthy
Change your job if you don’t like it (#ProTip on how to be healthy!)
Quit smoking by 40

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