Claim Assistance

Mr. Rajan Shukla purchased an Audi A4 in Oct 2017. For complete protection, he also purchased a comprehensive car insurance policy with riders that would cover any damage. As a careful driver, he managed to keep his car unharmed for nearly two years, until Mar 17, 2019, when a rashly driven car banged his parked car inside a mall’s parking space.

On the night of Dec 31, four friends decided to go clubbing near their office. Jairaj was the only one of them who was married. He duly informed his family about his whereabouts and agreed to join the party. Since Jairaj was in a good mood, he wanted to ride his friend Hardik’s bike. In turn, he offered Hardik his own car to drive.

Although the last thing you would wish for while getting yourself an insurance policy is to get caught in a situation where you have to file a claim, uncertainties are an inherent part of life and insurance helps you tackle exactly that.

Ms. Archana, a client of OneInsure, was admitted in one of Mumbai’s reputed hospitals after suffering from a persistent high fever for a couple of days. She had been taking antibiotics prior to being hospitalized on the advice of her family doctor. After she was admitted, the doctors conducted a series of medical tests and found that she was suffering from a severe case of urinary tract infection. Right away, she was put on antibiotics of a stronger dose, which was given to her intravenously. Her health began to recover and she was discharged on the third day. She decided to pay the medical bills herself and later file a reimbursement claim with the insurance company.

42-year old Yogesh Gupta, head of operations at a leading MNC, had availed a ₹50 lakh health coverage from an insurance company about two years back. Everything in his professional and personal life was going quite smoothly; Yogesh was at the top of his game. One fine day, however, in November 2017, Yogesh started feeling uneasy. He was finding it difficult to breathe and so his family took him to the hospital. The doctors told Yogesh that he needed to be admitted to the hospital, following which they conducted a few tests, including angiogram, to see what was wrong with him. The tests revealed that Yogesh had multiple blockages in his heart.

About three months before, an existing client of OneInsure, Anubhav Singh, bought a senior citizen’s Travel Insurance Plan for his parents who were to travel to the US.

While shopping for health insurance, Ishant, a 35-year-old hypertensive patient, realized that he would need to undergo a medical test. A friend suggested him to conceal his medical history to avoid the hassles of medical tests. Ishant agreed and purchased the policy without disclosing his past medical problems.