General

Having their children learn from diverse cultures in the company of students from across the globe under the supervision of the brilliant minds that are shaping the next generation’s Albert Einsteins, Neil Armstrongs, and Christopher Nolans is most urban Indian parents’ dream. But how many of them are able to give their children such a dream education?

The stock market’s performance is no different from the seasons we experience in a year. While some months are gloomy and cloudy, others promise bright sunshine. The one thing that is constant is that it continues to offer you surprises – whether you like them or not. And since we are not certain if the next monsoon will bring happy dances in the rain or submerge us in floods, it’s wise to keep an umbrella handy.

By net asset value, no other investment instrument beats Fixed Deposits in India. We Indians love this good old investment option, and it does not seem as if that is going to change anytime soon. So, even though the OneInsure Research Desk strongly suggests you opt for next-gen investment tools like ULIPs or Mutual Funds, this article will talk about 6 factors that you must consider besides interest rates when investing in Fixed Deposits.

On Nov 14, 2018, people around the globe observed World Diabetes Day and Indians celebrated Children’s Day. While these concepts might seem dissimilar at first glance, let’s take a deeper look in this piece and see how, as parents, we can not only imbibe good qualities in our children but prepare them early in life to prevent what is going to be the biggest healthcare risk of their times – lifestyle disorders like Diabetes, heart disease, and hypertension.

Financial transparency between couples is as important as anything when it comes to making a relationship stronger over the long run. A study conducted by Ameriprise Financial revealed that approximately 31% of all couples—even the happiest ones—clash over their finances at least once a month. The study found that the major points of differences in the clashes were decisions about finance and children, important investment decisions, a partner’s spending habits, and major purchases.

From cooking, cleaning, washing, helping with the kids, and much more, our domestic helps (maids, cooks, bais, servants) do so much that they are an integral part of the urban Indian family. It is almost impossible for an Indian family to run the home smoothly without the helping hand of at least one domestic help. In some cases, several generations of a family are served by several generations of the domestic help’s family.

Ours is a nation that loves election season. Political parties flinging accusations back and forth; TV channels running agenda-driven, controversy-filled news pieces; and WhatsApp fights with friends and relatives about which leader can truly run the country well – what’s not to love!?

Single premium insurance plans are primarily opted for by those who are looking to invest rather than cover their life. In fact, the pay-out in the case of the death of the insured tends to be negligible in such plans. So, who should opt for such plans?