General

Most health and motor insurance policyholders do not file a single claim in a policy year. Insurance companies have a provision that rewards those who do not file a claim in a policy year, known as the No Claim Bonus. It is a reward given to the policyholder for every claim-free year.

As the reader already knows, healthy finances contribute to your mental and physical health. However, how to go about having healthy finances in the first place? In this piece, let’s answer this question.

We believe numbers speak louder than words. So, have a look at the following numbers. Here, the Monthly Investment Amount is Rs 10,000 and the Expected Rate of Interest (RoI) is 7% for all three examples:

Although the recent murmurs of a second wave of COVID-19 are turning out to be more than just rumours in cities like Mumbai, there is no doubt that the New Year 2021 began on a high note – the markets touched new highs, with the SENSEX scaling 50,000 for the first time in history and NIFTY falling just shy of 15,000.

They say “Habits die hard”. In the broader perspective of the Indian householder’s financial practices, there is no statement more true. Even in the New Year 2021, there are those that consider investing in Fixed Deposits (FDs). The reasons are not well-thought-out and have to do more with: “My family has always invested in FDs” and “But I don’t trust mutual funds!”

What is the use of money if it cannot stand with you through the test of time?

If you live in India, you woke up on Oct 1, 2020, to a host of revisions (some major ones too) in Government regulations that are sure to have an impact on you. 9 times out of 10, though, you won’t find anyone around you who knows about a single one of them. At OneInsure, we believe it’s always good to stay on top of things! With that in mind, let’s check out 7 of the most important ones in this piece.

As an Indian householder and someone who is up-to-date with current affairs, you must be concerned about your equity-heavy investments, like mutual funds and stocks. Over the past few months, a series of unfortunate events have plagued the Indian markets, starting with the overall slump in the Indian economy to the novel coronavirus COVID-19 and now with the Yes Bank crisis.