General
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As an Indian householder and someone who is up-to-date with current affairs, you must be concerned about your equity-heavy investments, like mutual funds and stocks. Over the past few months, a series of unfortunate events have plagued the Indian markets, starting with the overall slump in the Indian economy to the novel coronavirus COVID-19 and now with the Yes Bank crisis.
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If you ask a 50-something urban Indian what his life’s five biggest regrets are, you are sure to hear this:
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In our country, having one’s own home has many more implications than simply putting a roof over one’s head. Owning a home that is completely paid for and in your own name brings with it social value and prestige to hold our heads high.
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Remember Mukesh? Not Mr. Ambani – the other Mukesh. He was that famous oral cancer victim who had caught almost everyone’s attention in cinema halls in the government’s Say No to Guthka campaign.
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It is said that every act of Lord Krishna had some meaning, message, and significance attached to it. One such act was that of stealing makhan (butter), which is adhered to as a tradition till today in parts of India. However, there is a hidden message behind this apparently malicious act of stealing butter too, and it is surprisingly in sync with financial planning!
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Aug 15, 1947, was the day we Indians got freedom. Today, a lot of things have changed. From being one of the most backward countries in terms of development to being one of the fastest developing countries, things have changed and so have the people of India.
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Most motor and health insurance policyholders do not file a single claim in a policy year. Insurance companies have a provision that rewards those who do not file a claim in a policy year, known as the No Claim Bonus. This is also called the Cumulative Bonus. As the name suggests, it is a reward given to the policyholder for every claim-free year.