Following a High Court judgment to enhance the mandatory personal accident cover for personal cars and two-wheelers, IRDAI has decreed that the PA cover
Readers should note that Third-Party insurance is unaffected by this ruling and still has to be paid. Moreover, it is also important to know that besides death, permanent complete disability is also covered (permanent loss of the use of two or more limbs due to a vehicular accident). This is a measure to address the issue of underinsurance when it comes to motor insurance.
Naturally, those who want coverage beyond INR 15 lakhs can buy relevant riders by paying higher premiums and get it.
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