OneInsure Blog

For some, just the mention of the word ‘cancer’ is enough to give them goosebumps. While it is completely alright to feel scared or angry, one needs to be mentally, physically and financially prepared to face what is ahead. The Indian Council of Medical Research has said that overall number of new cancer cases is expected to be close to 17.3 lakhs by 2020. The study further said that breast cancer will be the most common among women and mouth cancer among men. 

When Ramesh's friend suffered a stroke, Ramesh got to witness the financial toll it took on his friend's family. They did not have any financial backup in place, so his friend's family really struggled to meet their everyday expense. Ramesh was now convinced that he needed to include a critical illness insurance plan to his insurance portfolio. Should he suffer from any critical ailment, the payout from the policy would cover his expenses for the time he took off work.

Traditionally, the main function of a life insurance cover has been to safeguard the family's finances in the event of the demise of the breadwinner. Today, however, insurance is not limited to covering risks; it can help in getting a loan. So, not only do you get security, life insurance also comes to your aid when you’re going through a financial emergency.

Considering India’s current economic scenario, it is difficult to ascertain if the coming days would get any better for a middle class Indian individual. In these unpredictable economic circumstances, it is wise to be prepared for the worst. And what could be the worst? A recession! A recession can be beyond your control but if you plan for it meticulously now, you may at least be able to deal with it when the adversity strikes. So here are our top 4 suggestions to make your financial planning recession proof.

Buying a term plan is a long-term investment decision which needs to be taken meticulously. It therefore becomes important that you do not miss out on any significant point. So here is OneInsure with a list of Dos and Don’ts that will help you tick off one by one all the primary things that you need to do before you settle for any particular plan. Find the list below start ticking off.

An unpleasant surprise like loss of passport, medical emergency or baggage theft is enough to dampen your holiday spirit. And when you're travelling to a foreign destination all alone, facing similar events can make the whole situation a lot more troublesome. That is why solo travellers need to have travel insurance in place before embarking on their trip. Travel insurance covers costs and risks associated with unexpected events that could arise while travelling. In other words, such policies protect you from various travel-related emergencies.

Medical advancements may surely be making our lives longer, but that doesn’t take away from the fact that this longevity does not come free of cost, neither does it come at a cheaper price. Skyrocketing hospital bills post a simple treatment; have already made us realize the significance of buying Health Insurance Policies for ourselves. However, don’t you think your parents need them too, given that they are more susceptible to illnesses? Besides, for all those years they have spent on your wellbeing, don’t you think, it’s time to pay back?

Thanks to the easy availability of car loans in the market and their competitive interest rates, getting a car has become much easier. However, making sure that it does not suffer damages can be rather difficult, given the rise in traffic and incidents of rash driving. To protect your vehicle from the various risks it faces, insurance companies have designed car insurance policies. A car insurance policy covers damages caused to your vehicle and injuries to passengers during a car accident.