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Buying a term insurance plan is just not enough and we understand that. With OneInsure,
experience the new way of purchasing, managing and getting service-support on all
types of term insurance policies
Right from keeping your policies claim ready till claim settlement, we got everything
Round the clock assistance from our team of subject matter experts on all types
of term policies for a lifetime.
Compare term insurance plans and get the right policy at the most competitive rates.
Experience the ease of managing your policies from anywhere and anytime.
Term insurance plans are differentiated based on their features! Understand what best suits your need and choose wisely.
This feature enables your nominee to receive the sum assured amount in the form of monthly income and avoid the hassles of managing large sums.
Based on your needs, you can select some important riders like Accidental Death, Critical Illness, Waiver of Premium, Disability Income, and Accelerated Death Benefit.
It is recommended to buy a term insurance policy with longer renewable term like 75-80 years, so that you can also use this for legacy planning.
To determine the premium amount for any term insurance policy, the insurers take the following aspects into account.
The younger you are, the lower will be your premium and vice versa.
The higher coverage amount you choose, the higher will be your premium.
Consumption of tobacco products like cigarettes will increase your premium by up to 20%.
Each rider/add-on has its separate charges. With every rider you opt, your premium goes up.
Know what you are buying! Before you make your mind about your policy, it is recommended
to go through our FAQs to understand the different aspects of a term insurance policy.