Compare Term Insurance

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OneInsure Benefits

Buying a term insurance plan is just not enough and we understand that. With OneInsure, experience the new way of purchasing, managing and getting service-support on all types of term insurance policies

Claim Assistance

Right from keeping your policies claim ready till claim settlement, we got everything covered!

Service & Support

Round the clock assistance from our team of subject matter experts on all types of term policies for a lifetime.

Competitive Rates

Compare term insurance plans and get the right policy at the most competitive rates.

OneInsure App

Experience the ease of managing your policies from anywhere and anytime.

Features to Look For

Term insurance plans are differentiated based on their features! Understand what best suits your need and choose wisely.

Monthly Income

This feature enables your nominee to receive the sum assured amount in the form of monthly income and avoid the hassles of managing large sums.


Based on your needs, you can select some important riders like Accidental Death, Critical Illness, Waiver of Premium, Disability Income, and Accelerated Death Benefit.

Longer Renewable Plans

It is recommended to buy a term insurance policy with longer renewable term like 75-80 years, so that you can also use this for legacy planning.

Premium Determiners

To determine the premium amount for any term insurance policy, the insurers take the following aspects into account.

Current Age

The younger you are, the lower will be your premium and vice versa.

Coverage Amount & Term

The higher coverage amount you choose, the higher will be your premium.

Tobacco Abuse

Consumption of tobacco products like cigarettes will increase your premium by up to 20%.

Riders / Add-ons

Each rider/add-on has its separate charges. With every rider you opt, your premium goes up.


Know what you are buying! Before you make your mind about your policy, it is recommended to go through our FAQs to understand the different aspects of a term insurance policy.

What is Term Insurance?

Term insurance is a pure life insurance product that acts as a protection plan by providing sum assured on the death of the life insured. Also,there are no benefits payable in case the life insured outlives the policy period.

What is the ideal policy term I should select?

Your policy terms should be based on your nature of work and liabilities. However, it is recommended to select a policy terms till your retirement or a few years post that i.e. typically till the age of 65 or 75.

What are the exclusions under a Term Insurance policy?

Suicide within the first year of the policy term, drunk and drive accidents, and abuse of drugs are some of the most common exclusions under term insurance plans.

What documents do I need while buying a Term Insurance plan?

List of documents which are required while buying a Term Insurance Plan are: Age proof, address proof, photo identity proof, income proof, medical reports and a few recent passport size photographs.

Which is the best Term Insurance plan in India?

Finding the most-suitable term plan requires careful analysis of one’s needs and study of all the policies available in the market. No two products in the market are alike - each of them will have different features, benefits and costs. Difficulty making a choice? Call us at 8655986559 for expert advice and guidance.